Insights & research
Articles from our advisory team
Selling Your Business While Living Abroad: Tax Planning for Entrepreneurs
Selling a business is typically the largest financial event in an entrepreneur's life. For those living abroad or planning to, the tax treatment of the sale — and the planning undertaken beforehand — can make a difference of millions.
Read article →Tax PlanningBusiness Property Relief and the April 2026 IHT Reform: What Business Owners Must Know
Business Property Relief (BPR) has historically provided 100% IHT relief on qualifying business assets. From April 2026, a £2.5m cap on the 100% rate — with excess at 50% relief — fundamentally changes the IHT position for business owners. This guide explains the reform, its impact, and planning options.
Read article →Tax PlanningBusiness Property Relief for Inheritance Tax Purposes
How Business Property Relief works for IHT purposes, which assets qualify, how the 2026 cap changes the planning landscape, and what business owners living abroad need to know.
Read article →Property InvestmentBuy-to-Let for Expats: Managing UK Property From Abroad in 2026
A comprehensive guide to owning and managing UK rental property as a non-resident, covering tax obligations, letting agent rules, HMRC compliance and practical management strategies.
Read article →Property InvestmentBuy-to-Let for Expats: Managing UK Property from Abroad
A practical guide to the tax obligations, letting agent requirements, and compliance challenges facing UK expats who own buy-to-let property.
Read article →Tax PlanningBuy-to-Let via Limited Company: The 2026 Tax Analysis
Is a limited company still the right structure for buy-to-let in 2026? Corporation tax at 25%, full mortgage interest deduction, dividend extraction costs, SDLT on incorporation, CGT on eventual sale — a comprehensive comparison for new and existing investors.
Read article →Property InvestmentBuy-to-Let in 2026: Is It Still Worth It?
The buy-to-let landscape has changed dramatically since 2015. An honest assessment of whether residential property investment still makes financial sense in 2026.
Read article →Property InvestmentBuy-to-Let Tax in 2026: What Every UK Landlord Needs to Know
Buy-to-let taxation has been transformed over the past decade. This guide covers the current landscape — Section 24 finance cost restrictions, SDLT surcharges, EPC requirements, CGT on disposal, and the limited company question — to help landlords plan effectively.
Read article →PensionsBuy-to-Let vs Pension: Which Is the Better Retirement Investment?
Buy-to-let and pension contributions are both used for retirement planning. Here is an honest comparison of the tax treatment, returns, and risks of each.
Read article →PensionsBuy-to-Let vs SIPP: A Head-to-Head for Higher Rate Taxpayers
For higher rate taxpayers, the pension vs buy-to-let decision involves more than just yield comparisons. Tax relief, income tax treatment on withdrawal, CGT, liquidity, and estate planning all differ significantly — and the 'right' answer depends on your specific circumstances.
Read article →Property InvestmentBuying Overseas Property in 2026: A Practical Due Diligence Guide
Buying property abroad involves legal systems, languages, and tax rules that differ fundamentally from the UK. A structured due diligence approach avoids the most costly mistakes.
Read article →Property InvestmentBuying Property Abroad: The Complete Guide for British Investors
Buying property abroad can be one of the most rewarding decisions a British investor makes — or one of the most expensive mistakes. This guide covers the key steps, the most common pitfalls, and specific guidance for four popular markets.
Read article →Property InvestmentBuying Property in Portugal as a British Expat: Complete Guide 2026
A thorough guide to purchasing property in Portugal in 2026, covering market prices, the purchase process, taxes, financing options, and NHR planning for British buyers.
Read article →Expat LifeLiving in Canada as an Expat: Financial Planning for UK Expats
Canada is a popular destination for British professionals and families, but its tax system — with rates comparable to the UK and specific rules on foreign pensions and investment accounts — demands careful cross-border financial planning.
Read article →Tax PlanningCapital Gains Tax Planning for UK Taxpayers in 2026
CGT planning in 2026: the £3,000 annual exemption, 18%/24% rates on all assets, Business Asset Disposal Relief, spousal exemption transfers, bed-and-ISA, and the 60-day payment window for property.
Read article →Tax PlanningCapital Gains Tax Planning for Non-UK Residents with UK Assets
Non-UK residents are not exempt from UK Capital Gains Tax. Understanding the Non-Resident CGT rules — and the planning opportunities available — is essential for anyone with UK assets living abroad.
Read article →Financial PlanningCare Home Costs and Financial Planning: How to Fund Long-Term Care
A clear guide to care home funding in the UK: what residential and nursing care costs, how the means test works, the property exemptions, deferred payment agreements, immediate needs annuities, and how to plan ahead.
Read article →Property InvestmentCaribbean Real Estate for HNW International Buyers
A guide to Caribbean property for international HNW investors: comparing Barbados, St Kitts, Antigua, the BVI, and the Cayman Islands on freehold rights, CBI links, rental yields, hurricane insurance, estate duty, and FATCA/CRS compliance.
Read article →Market AnalysisThe Case for International Diversification in 2026
US equity dominance has tested investors' commitment to global diversification — but the structural case remains compelling, and valuations in 2026 offer the strongest argument for international exposure in a decade.
Read article →InvestmentsThe Case for Low-Cost Investing: How Fees Compound Against You
Investment fees are the one component of long-term returns that is entirely within your control — and the mathematics of compounding means even small differences in fees produce enormous wealth differences over time.
Read article →Wealth ManagementCayman Islands and BVI: Offshore Corporate Structures for Investors
A clear-eyed guide to the Cayman Islands and British Virgin Islands as offshore financial centres — their legitimate uses for international investors, the structures they offer, and the compliance landscape in 2026.
Read article →Financial PlanningCentral Bank Digital Currencies (CBDCs): Implications for International Investors
Over 130 countries are exploring or developing central bank digital currencies. What are CBDCs, how do they differ from crypto, and what do they mean for internationally mobile HNW investors?
Read article →Tax PlanningHMRC Certificate of Residence: Who Needs One and How to Get It
A practical guide to HMRC's Certificate of Residence: who needs it, how to apply, how long it takes, and how to use it to claim tax treaty relief in the UAE, Thailand, Spain, and beyond.
Read article →Financial PlanningAccountant vs Financial Adviser vs Financial Planner: Who Does What?
Understanding the difference between accountants, financial advisers, financial planners, and tax advisers: who does what, when you need each, and why most HNW individuals benefit from a coordinated team of all of them.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.