Insights & research
Articles from our advisory team
UK Residents with Foreign Income: What to Report and How to Minimise Tax
A practical guide for UK residents receiving income from overseas: reporting obligations, double taxation agreements, foreign tax credits, foreign rental income, and the interaction with the FIG regime for recent arrivals.
Read article →Property InvestmentUK Rental Income While Living Abroad: A Non-Resident Landlord Guide
Owning UK buy-to-let property while living abroad is commonplace — but the tax obligations are specific, and the rules around rental income, expenses, and eventual sale are different from those applying to UK residents.
Read article →Property InvestmentUK Property Market Outlook 2026: Prices, Rates, and the Rental Picture
UK house prices have shown resilience in 2025-26 despite elevated mortgage rates. This analysis covers the major indices, the rental market's structural supply shortage, regional divergence, and the buy-to-let outlook post-Section 24.
Read article →Property InvestmentUK Property Market Forecast 2026: What Overseas Investors Need to Know
UK residential property enters 2026 in a state of cautious recovery. Base rate cuts have begun, affordability remains stretched relative to incomes, and the regional picture varies enormously — what is true for Central London is not true for Manchester, and what is true for Manchester is not true for Edinburgh. Overseas investors face an additional lens: currency.
Read article →Property InvestmentUK Property Market Outlook 2026
The UK housing market in 2026: post-election housing policy impacts, the mortgage market after rate cuts, north-south dynamics, EPC requirements for landlords, and what RICS forecasts say for investors.
Read article →Property InvestmentUK Property Investment Through a Limited Company: Pros and Cons
A balanced analysis of holding UK buy-to-let property in a special purpose vehicle or trading company, covering tax efficiency, mortgage access, and exit considerations.
Read article →Property InvestmentInvesting in UK Property as a Non-Resident: The Complete Guide
UK property remains attractive for non-resident investors despite a series of additional charges and taxes introduced since 2015. This guide covers the full regulatory and tax landscape for investing in UK property from abroad.
Read article →Property InvestmentInvesting in UK Residential Property as a Non-UK Resident
The UK remains one of the world's most stable property markets and continues to attract non-resident investors. But the tax landscape has changed significantly — SDLT surcharges, CGT on disposal, and reporting requirements are all now more complex than they were a decade ago.
Read article →Property InvestmentUK Property Investment for Non-UK Residents: Tax and Compliance Guide
Non-UK residents investing in UK property face a specific set of tax obligations: Non-Resident Capital Gains Tax on disposal, the NRLS withholding scheme on rental income, the 2% SDLT surcharge, and continuing UK tax return obligations. This guide covers the full picture.
Read article →Property InvestmentUK Property Investment Through a Limited Company: Pros, Cons and 2026 Tax Rules
A detailed analysis of whether holding UK buy-to-let property through a limited company makes financial sense for expat and resident investors in 2026.
Read article →UK PensionsUK Pension vs Local Pension: What Expats Should Know
When you work abroad, should you continue contributing to a UK pension or use your local scheme? The answer depends on where you are, how long you will stay, and your long-term plans.
Read article →PensionsUK Tax on Pension Income for Non-Residents
UK pension income — whether from state pension, occupational schemes, or SIPPs — may or may not be taxable in the UK for non-residents, depending on the relevant double taxation agreement.
Read article →InvestmentsUK Offshore Income Gains: The Accrued Income Scheme Explained
The UK's offshore fund rules and accrued income scheme can catch investors who don't understand how non-reporting funds and bond interest strips are taxed — a guide for internationally mobile investors.
Read article →Tax PlanningUK Taxation for Non-Residents: Income Tax, CGT, and IHT on UK Assets
Leaving the UK does not end your UK tax obligations. Non-residents remain taxable on UK-source income, UK property gains, and UK situs assets for IHT. This guide sets out the key rules and planning considerations.
Read article →Property InvestmentUK Non-Resident Landlord: A Complete Tax and Compliance Guide
If you live abroad and rent out UK property, you are a non-resident landlord. Here is everything you need to know about your tax and compliance obligations.
Read article →Tax PlanningThe UK Non-Dom Regime: History, Abolition, and What Comes Next
The UK non-domicile regime — one of the most generous tax arrangements available to internationally mobile wealthy individuals — was abolished in April 2025. Here is the complete picture: its history, what replaced it, and the planning implications.
Read article →InvestmentsTotal Return vs Income: Understanding Investment Returns
Many investors instinctively focus on income yield — dividends, interest, coupons. Total return often matters more. Here is why, and how the two approaches can be reconciled.
Read article →InvestmentsUnderstanding Structured Products: What They Are and When They Work
Structured products are widely used by institutional and private investors but poorly understood by many retail clients. Here is a clear explanation of what they are and how to evaluate them.
Read article →InvestmentsThe True Cost of Investing: Why Fees Matter More Than You Think
An extra 1% in annual investment fees does not reduce your returns by 1% — it reduces your final portfolio by around 22% over 25 years. This is one of the most important and most ignored facts in personal finance. Here is a complete guide to investment costs.
Read article →Expat LifeThe Ultimate Guide to Banking as an Expat
Poor banking infrastructure is one of the most common and avoidable causes of financial friction for expats. The wrong banking setup means unnecessary currency conversion fees, blocked transactions, accounts closed without warning, and the inability to pay UK obligations from abroad. Getting it right requires a deliberate three-layer strategy.
Read article →News & UpdatesUpdate: Impact of the New Nationality Law Changes on the Portuguese Golden Visa
Portugal’s recent amendments to its Nationality Law have once again drawn public attention, following the Socialist Party’s (PS) decision to request a preventive review by the Constitutional Court. This uncommon move in Portugal’s political landscape has drawn immediate attention from investors, lon
Read article →News & UpdatesUniversal Life Insurance vs Offshore Bonds for HNWIs
For high-net-worth (HNW) international investors navigating multi-jurisdictional wealth, the conversation around universal life insurance vs offshore bonds has become increasingly important. At Global Investments, we advise clients across Europe, the Middle East, Asia, and offshore jurisdictions who
Read article →News & UpdatesGuide to Universal Life Assurance for International Investors
In today’s globalised world, sophisticated investors are increasingly looking beyond traditional investments toward holistic wealth-structuring solutions that can protect assets, provide liquidity, and create generational continuity. One such solution is Universal Life Assurance (ULA) — a powerful,
Read article →News & UpdatesGuide to UK Property Taxes: 2025 Edition
This guide outlines the key taxes affecting property owners and investors — including Stamp Duty (SDLT), Income Tax on rent, Capital Gains Tax (CGT), Inheritance Tax (IHT), ATED, and local levies such as Council Tax and Business Rates. It summarises the latest 2024–2025 changes and explains how t
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