Insights & research
Articles from our advisory team
Financial Planning for Young Professional Expats: The Opportunity Most Miss
The early years abroad — typically ages 25–35 in a low-tax, high-income environment — represent the single greatest wealth-building opportunity most people will ever have. High salaries, low or zero local income tax, and the mathematics of compound growth combine to create an advantage that is genuinely irreplaceable. Most young expats spend it.
Read article →InvestmentsThe Yield Curve and Bond Investing: What Every Investor Should Understand
The yield curve is one of the most-watched signals in financial markets — yet it is widely misunderstood. This guide explains what it tells us, what it doesn't, and how it should inform bond allocation decisions.
Read article →Tax PlanningYacht and Aviation Ownership: Tax and Financial Planning
Yacht and aircraft ownership involves complex VAT, import duty, employment, and income tax considerations that vary by jurisdiction — professional structuring is essential from the outset.
Read article →Market AnalysisGlobal Equity Market Outlook 2026: Region by Region
A global equity market analysis for 2026: US concentration risk in the Magnificent Seven, European ECB stimulus, India vs China in Asia, UK value case, EM selectivity, bond positioning, and commodities.
Read article →Citizenship & ResidencyThe Global Citizen Stack: Building a Portfolio of Passports and Residencies
Sophisticated international families increasingly hold multiple citizenships and residencies as deliberate assets. Here is how to build your global citizen stack.
Read article →InvestmentsWorking With a Discretionary Fund Manager: What You Need to Know
A Discretionary Fund Manager handles investment decisions on your behalf within agreed parameters. Understanding how DFMs work, how they charge, and how to evaluate performance is essential before handing over your portfolio.
Read article →Financial PlanningWomen and Wealth: The Financial Planning Gender Gap and How to Close It
Women control a growing share of global wealth but continue to face structural gaps in financial planning outcomes. This guide examines the barriers and the practical strategies for closing them.
Read article →InvestmentsWine as an Investment: A Guide for HNW Collectors and Investors
Fine wine has delivered competitive returns over the long term and offers a UK CGT advantage as a 'wasting chattel'. This guide covers the investment case, market data, tax treatment, and the practical realities of building a fine wine portfolio.
Read article →Wealth ManagementWills and Probate When Assets Span Multiple Countries
Probating an estate with assets in multiple countries is complex, expensive, and slow. We explain ancillary probate, EU Succession Regulation choice of law, practical timelines for UK-US estates, and when to bring in specialist international probate counsel.
Read article →Wealth ManagementIntestacy Rules in England and Wales: Why Everyone Needs a Will
If you die without a valid will in England and Wales, strict intestacy rules determine who inherits — and unmarried partners, step-children and close friends receive nothing. Here is what the rules say and why a will is essential.
Read article →Expat LifeWriting a Valid Will as an Expat: A Complete Guide for Internationally Mobile Individuals
Having assets in multiple countries creates real complexity around wills and succession. This guide covers the key issues: EU Succession Regulation, forced heirship rules, siting of assets, multiple wills, and the practical steps to ensure your estate is dealt with as you intend.
Read article →Wealth ManagementContesting a Will and Inheritance Disputes: What You Need to Know
Will disputes are more common than many people realise — and the legal costs and family damage can be severe. Understanding when a will can be challenged, who can challenge it, and how to structure estates to reduce the risk of dispute is essential estate planning for HNW families.
Read article →Financial PlanningWhy Independent Financial Advice Matters
The word 'independent' in financial services has a specific legal meaning — and most advisers are not independent. Here is why the distinction matters for your financial outcomes.
Read article →Wealth ManagementWealthtech Platforms for International Investors: What's Available in 2026
Financial technology has democratised access to investment platforms and reduced costs for retail investors. For internationally mobile HNW individuals, the wealthtech landscape is broader but more complex than for domestic clients.
Read article →Wealth ManagementManaging Wealth Across Multiple Jurisdictions: A Practical Guide
When your assets span three or more countries, standard financial planning breaks down. Here is how internationally mobile individuals can build a coherent, tax-efficient structure across borders.
Read article →Wealth ManagementWealth Management Fees Explained: How Advisers Charge
Understanding the full cost of wealth management — from adviser fees and platform charges to underlying fund costs — is essential for evaluating whether you are receiving fair value.
Read article →Wealth ManagementWealth Expatriation: The New Vertical Redefining International Wealth Planning
Our Founder and Chairman names the discipline Global Investments calls wealth expatriation — not a service bolted onto tax advice, but a distinct vertical: the architecture that coordinates everything else.
Read article →InvestmentsWhat Is Universal Life Insurance? A Guide for International Investors
Universal life insurance is widely used by high-net-worth internationally mobile individuals but poorly understood by those accustomed to UK term life insurance. This guide explains the structure, the investment component, the tax treatment, and why the Isle of Man and Dublin have become the preferred centres for internationally mobile clients.
Read article →UK PensionsWhat Is a QROPS and Who Needs One?
QROPS allow UK expats to transfer pension savings overseas — but they are not right for everyone. A clear guide to who qualifies, the risks, and the alternatives.
Read article →Wealth ManagementWhat Is a Family Office and Do You Need One?
A family office provides wealthy families with centralised, bespoke management of investments, tax, estate planning, and lifestyle services — but the threshold and structure vary widely.
Read article →Estate PlanningWhat Is a Discretionary Trust? A Plain English Guide
Discretionary trusts are powerful estate planning tools but often poorly understood. Here is a clear explanation of how they work, who they suit, and what they cost.
Read article →Wealth ManagementWealthtech in 2026: How Technology Is Changing International Wealth Management
From AI-driven portfolio analytics to instant cross-border payments, wealthtech is reshaping how internationally mobile individuals manage, protect, and grow their assets.
Read article →Estate PlanningHow to Transfer Wealth Across International Borders
Transferring wealth across international borders is one of the most common requirements of internationally mobile families, yet one of the least well-understood from a financial and legal perspective. Whether sending money to children studying abroad, making a large gift to family in another country, or using a trust structure to distribute assets across generations and jurisdictions, each approach carries specific legal, tax, and practical requirements.
Read article →Tax PlanningWealth Tax Around the World: Which Countries Still Levy Net Wealth Taxes
A country-by-country review of which nations still impose annual net wealth taxes, the rates and thresholds, and what globally mobile investors need to know about wealth tax exposure.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.