Insights & research
Articles from our advisory team
Art as Collateral: Borrowing Against Collectible Assets
Art-secured lending has grown into a multi-billion dollar market, offering collectors liquidity against illiquid assets — but valuation uncertainty, storage costs, and interest rates make it expensive.
Read article →Wealth ManagementArt Collection Estate Planning: Tax, Valuation, and Passing Your Collection On
Art collections create unique estate planning challenges — from IHT valuation to conditional exemption and the legal risks of international movement. Here is what collectors and their advisers need to understand.
Read article →InvestmentsArt, Wine and Collectibles as Asset Classes: A Realistic Assessment
Passion assets — fine art, wine, classic cars, watches, and other collectibles — can generate genuine investment returns, but the evidence is more nuanced than the headline auction results suggest.
Read article →Market AnalysisAsia-Pacific Investment Opportunities: A 2026 Outlook for Global Investors
Asia-Pacific remains the world's growth engine, but navigating its investment landscape requires a nuanced understanding of individual markets, currency risks, and geopolitical realities.
Read article →Tax PlanningAsset Location Optimisation: Which Assets Go in Which Wrapper?
Asset location — placing different types of investments in the most tax-appropriate wrappers — can add significant after-tax returns without changing overall asset allocation or risk level.
Read article →Tax PlanningAsset Protection from Creditors: What UK Business Owners Can Legally Do
Business owners and professionals face personal liability risks that employees do not. Here are the legitimate asset protection strategies available in the UK.
Read article →Wealth ManagementAsset Protection Through Trusts: What They Can and Cannot Do
How trusts protect wealth from creditors: fraudulent conveyance law, s423 Insolvency Act 1986 limitations, legitimate business uses vs avoidance, offshore trust robustness, and UK resident trust limitations.
Read article →Expat LifeLiving in Australia as an Expat: Superannuation, Tax and Returning Home
Australia's superannuation system, complex CGT rules for temporary residents, and the financial implications of both living there and eventually returning to the UK demand careful cross-border financial planning.
Read article →InvestmentsAutocall Structured Products Explained: What International Investors Need to Know
Autocalls are among the most widely sold structured products globally — their conditional income and defined-outcome profiles appeal to investors navigating uncertain markets, but the complexity demands careful understanding.
Read article →Expat LifeLiving in Bali as an Expat: Visa Options, Banking and Property Rules
Bali's appeal to digital nomads, retirees, and lifestyle investors has soared — but navigating Indonesia's visa system, property restrictions, and banking requirements demands careful preparation.
Read article →Property InvestmentBali Villa Investment: Leasehold Structures, Rental Returns and What to Know in 2026
An honest guide to investing in Bali villas — covering Indonesia's land ownership laws, leasehold structures, realistic rental yields, management costs and the key risks for international investors.
Read article →Property InvestmentBali Villa Investment: Leasehold Structures and Rental Returns
Foreigners cannot own freehold land in Bali, making leasehold the standard investment structure — understanding its mechanics, risks, and rental income potential is essential before investing.
Read article →Market AnalysisHow the Bank of England Sets Interest Rates: A Plain English Explainer
How the Bank of England's Monetary Policy Committee works, how inflation targeting drives rate decisions, the role of quantitative easing and tightening, and how rate changes ripple through savings, mortgages, bonds, and investment portfolios.
Read article →Market AnalysisInvesting Through the Bank of England Rate Cutting Cycle: A Portfolio Strategy Guide
As the Bank of England moves through its rate-cutting cycle, the implications for bonds, equities, property, and cash are profound. This guide examines the historical evidence, the 2025-2026 trajectory, and how internationally mobile investors should position their portfolios.
Read article →InvestmentsBehavioural Finance: The Biases That Cost Investors Most
Nobel Prize-winning research confirms that systematic psychological biases cause even sophisticated investors to make costly mistakes — understanding and countering them is a core wealth management skill.
Read article →Expat LifeBest Countries to Retire to as a British Expat in 2026
From the tax advantages of Cyprus to the culture of Portugal and the sunshine of Spain, British retirees have more options than ever. This guide provides an honest, balanced assessment of the six most popular destinations in 2026.
Read article →RetirementBest Countries to Retire for UK Expats in 2026
A practical comparison of the eight most popular retirement destinations for UK nationals, scored on tax, cost of living, healthcare, and ease of settling.
Read article →Expat LifeBest Neobanks for International Professionals: A 2026 Comparison
Neobanks have transformed cross-border money management — but not all digital banks are equal for globally mobile professionals with complex needs.
Read article →InvestmentsBlockchain and Tokenised Assets in International Portfolios: A 2026 Guide
Beyond cryptocurrency, blockchain technology is enabling the tokenisation of real-world assets — from bonds to real estate to private equity — with significant implications for international investors.
Read article →Financial PlanningSending Children to Boarding School in the UK: The Financial Planning Guide
UK boarding school fees are among the highest educational costs a family will face — understanding how to fund them tax-efficiently is essential planning for internationally mobile parents.
Read article →Market AnalysisBRICS+ Investment Opportunities: What Global Investors Need to Know in 2026
An analysis of investment opportunities across the expanded BRICS+ bloc — Brazil, Russia, India, China, South Africa, and new members — including risks, market access, and portfolio implications.
Read article →Financial PlanningBucket Strategy for Retirement Income: Dividing Wealth into Short, Medium and Long-Term Pots
The bucket strategy is one of the most robust frameworks for managing retirement income through market volatility — here is how internationally mobile retirees can adapt it for multi-currency portfolios.
Read article →InvestmentsBuilding Sustainable Passive Income Streams for Financial Independence
Passive income is the foundation of financial independence. This guide examines which income streams are truly sustainable, how to size them, and how to structure them tax-efficiently across jurisdictions.
Read article →Financial PlanningSelling Your Business While Living Abroad: Tax Planning for Entrepreneurs
Selling a business is typically the largest financial event in an entrepreneur's life. For those living abroad or planning to, the tax treatment of the sale — and the planning undertaken beforehand — can make a difference of millions.
Read article →Speak to a Global Investments adviser
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