Insights & research
Articles from our advisory team
UK Pension vs Local Pension: What Expats Should Know
When you work abroad, should you continue contributing to a UK pension or use your local scheme? The answer depends on where you are, how long you will stay, and your long-term plans.
Read article →Property InvestmentUK Property Investment Through a Limited Company: Pros, Cons and 2026 Tax Rules
A detailed analysis of whether holding UK buy-to-let property through a limited company makes financial sense for expat and resident investors in 2026.
Read article →Property InvestmentUK Property Investment for Non-UK Residents: Tax and Compliance Guide
Non-UK residents investing in UK property face a specific set of tax obligations: Non-Resident Capital Gains Tax on disposal, the NRLS withholding scheme on rental income, the 2% SDLT surcharge, and continuing UK tax return obligations. This guide covers the full picture.
Read article →Property InvestmentInvesting in UK Residential Property as a Non-UK Resident
The UK remains one of the world's most stable property markets and continues to attract non-resident investors. But the tax landscape has changed significantly — SDLT surcharges, CGT on disposal, and reporting requirements are all now more complex than they were a decade ago.
Read article →Property InvestmentInvesting in UK Property as a Non-Resident: The Complete Guide
UK property remains attractive for non-resident investors despite a series of additional charges and taxes introduced since 2015. This guide covers the full regulatory and tax landscape for investing in UK property from abroad.
Read article →Property InvestmentUK Property Investment Through a Limited Company: Pros and Cons
A balanced analysis of holding UK buy-to-let property in a special purpose vehicle or trading company, covering tax efficiency, mortgage access, and exit considerations.
Read article →Property InvestmentUK Property Market Outlook 2026
The UK housing market in 2026: post-election housing policy impacts, the mortgage market after rate cuts, north-south dynamics, EPC requirements for landlords, and what RICS forecasts say for investors.
Read article →Property InvestmentUK Property Market Forecast 2026: What Overseas Investors Need to Know
UK residential property enters 2026 in a state of cautious recovery. Base rate cuts have begun, affordability remains stretched relative to incomes, and the regional picture varies enormously — what is true for Central London is not true for Manchester, and what is true for Manchester is not true for Edinburgh. Overseas investors face an additional lens: currency.
Read article →Property InvestmentUK Property Market Outlook 2026: Prices, Rates, and the Rental Picture
UK house prices have shown resilience in 2025-26 despite elevated mortgage rates. This analysis covers the major indices, the rental market's structural supply shortage, regional divergence, and the buy-to-let outlook post-Section 24.
Read article →Property InvestmentUK Rental Income While Living Abroad: A Non-Resident Landlord Guide
Owning UK buy-to-let property while living abroad is commonplace — but the tax obligations are specific, and the rules around rental income, expenses, and eventual sale are different from those applying to UK residents.
Read article →Tax PlanningUK Residents with Foreign Income: What to Report and How to Minimise Tax
A practical guide for UK residents receiving income from overseas: reporting obligations, double taxation agreements, foreign tax credits, foreign rental income, and the interaction with the FIG regime for recent arrivals.
Read article →Tax PlanningUK Tax Return for Expats: A Complete Self-Assessment Guide
A step-by-step walkthrough of UK self-assessment for non-residents and expats, covering registration, deadlines, income sources, and common pitfalls.
Read article →PensionsDeferring Your UK State Pension: Is It Worth It?
Every week you defer your UK State Pension beyond your Normal Pension Age, it increases permanently. But the break-even calculation, interactions with means-tested benefits, and tax planning for non-residents make the decision more nuanced than it first appears.
Read article →PensionsEU Citizens and the UK State Pension Post-Brexit: What You Need to Know
EU citizens and the UK State Pension after Brexit: the Withdrawal Agreement, the UK-EU Trade and Cooperation Agreement's social security provisions, voluntary NI contributions from the EU, and Class 2 NI when working abroad.
Read article →UK PensionsUK State Pension for Expats: What You Need to Know
The UK state pension is often overlooked by expats — but for many it represents thousands of pounds a year in retirement income. Here is what you need to know.
Read article →PensionsHow to Check and Maximise Your UK State Pension Forecast
Every pound spent filling National Insurance gaps returns approximately £359/year for life — one of the best risk-free returns available. Here is how to check your forecast and maximise it.
Read article →RetirementThe UK State Pension Frozen Countries List in 2026: What Pensioners Need to Know
Over 500,000 UK pensioners abroad have their State Pension frozen. Here is the country list, why it happens, and what you can do.
Read article →PensionsThe Complete Guide to UK State Pension If You Live Abroad
Hundreds of thousands of British expats receive the UK State Pension from abroad — but many are unaware of the frozen pension problem, their right to top up National Insurance contributions, or how their pension is taxed. This guide covers everything.
Read article →Tax PlanningUK Tax Planning for Returning Expats: What You Must Do Before You Land
Returning to the UK after time abroad triggers a series of tax events that need careful planning. We cover split-year treatment, foreign pension income, offshore asset declarations, the residence-based FIG regime, and the Temporary Repatriation Facility for pre-April 2025 funds.
Read article →Tax PlanningUK Tax on Foreign Income for Non-Residents
Non-residents are generally not taxed in the UK on foreign income, but there are important exceptions — this guide covers what is and is not in scope.
Read article →Tax PlanningUK Self-Assessment Tax Return: A Guide for Expats and Internationally Mobile Individuals
Many UK expats and internationally mobile individuals have UK Self-Assessment obligations they are not fully aware of. Understanding who must file, what to declare, and what HMRC already knows from CRS data is essential to staying compliant.
Read article →Tax PlanningUK Tax Return for Expats: Self-Assessment Guide 2026
A step-by-step guide to completing UK self-assessment as a non-resident or recently departed expat, covering deadlines, what to declare, and common pitfalls.
Read article →Tax PlanningUK Tax Treaties: Which Countries Have Agreements with HMRC
The UK's network of over 130 double taxation agreements determines how much UK tax you pay on different types of income as an expat — understanding which treaty applies to you is fundamental to international tax planning.
Read article →Wealth ManagementThe Ultra-High-Net-Worth Investor: Different Challenges and Solutions
UHNW investors — those with investable assets above $30 million — face distinct challenges around tax complexity, access to opportunities, governance, and the management of non-financial assets.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.