Insights & research
Articles from our advisory team
Living in Georgia (the Country) as an Expat: Flat Tax and Low Cost of Living
Georgia has emerged as one of the most talked-about destinations for digital nomads, remote workers, and tax-conscious entrepreneurs — with a 20% flat income tax, territorial tax for certain residents, an extremely low cost of living, and a surprisingly easy process to establish residency.
Read article →Market AnalysisGeopolitical Risk and Investment Portfolios: Managing Uncertainty in 2026
Geopolitical risk has moved from a peripheral consideration to a central input in investment decision-making. Here is a structured framework for internationally mobile investors in 2026.
Read article →InvestmentsGeopolitical Risk and Your Investment Portfolio: A Practical Guide
How geopolitical risks — wars, sanctions, trade conflicts, and political instability — affect investment portfolios, and practical strategies for internationally mobile investors to manage and reduce exposure.
Read article →Market AnalysisGeopolitical Risk and Investment Portfolios: How to Position for an Uncertain World
Armed conflict, trade wars, and political instability are permanently embedded features of global markets. This guide explains how geopolitical risks affect portfolios and how to build resilience against them.
Read article →Wealth ManagementGenerational Wealth Transfer Strategies for Internationally Mobile Families
The Great Wealth Transfer is under way. For internationally mobile families, passing wealth to the next generation requires coordination across jurisdictions, legal systems, and tax regimes.
Read article →News & UpdatesGold Surges Past $4000: What It Means for Investors
For the first time in history, gold prices have crossed the $4,000 per ounce mark. This milestone reflects a remarkable transformation in the global investment landscape. Less than two years ago, gold traded below $2,000 — a level that now seems distant. As of early October 2025, spot gold has su
Read article →News & UpdatesGold Price Hits New High Ahead of Anticipated Fed Rate Cuts
Gold has entered uncharted territory in 2025. Spot prices surged to a record $3,527 per ounce in early September, fueled by expectations of U.S. interest rate cuts, central bank accumulation, and rising geopolitical uncertainty.
Read article →News & UpdatesGold Surpasses $3,000 for the First Time – What’s Fueling the Surge?
Gold surpasses $3,000 per ounce, hitting a historic high.
Read article →Wealth ManagementA Systematic IHT Gifting Programme: How to Transfer Wealth Tax-Efficiently
Systematic inheritance tax gifting: annual exempt amounts, small gifts, normal expenditure out of income, wedding gifts, PETs versus CLTs, the seven-year taper table, and how to keep records that protect your executors.
Read article →InvestmentsFX Forward Contracts and Currency Hedging for International Investors
A practical guide to currency hedging using forward contracts, options, and other instruments — helping internationally mobile individuals and investors protect wealth against foreign exchange risk.
Read article →Expat LifeChoosing an FX Broker as an Expat: A Practical Guide
How expats can save thousands on currency transfers by choosing a regulated specialist FX broker over a bank. Covers forward contracts, payment options, FCA regulation, segregated funds, and common pitfalls.
Read article →Financial PlanningFunding Your Parents' Care From Abroad: Long-Distance Care Planning
Managing and funding a parent's care from overseas is one of the most stressful financial challenges facing expat families — a proactive plan makes it manageable and protects everyone involved.
Read article →Market AnalysisFrontier Market Investing: High Risk, High Reward
An honest guide to frontier market investing in 2026 — what frontier markets are, how to access them, the genuine risks involved, and whether they belong in an international investor's portfolio.
Read article →InvestmentsFrench PEA and Assurance-Vie for International Investors: What Non-Residents Need to Know
How France's Plan d'Épargne en Actions and assurance-vie structures work for non-resident investors: tax treatment, eligibility rules, the UK-France double tax agreement, and how these vehicles interact with non-French wealth planning.
Read article →Financial PlanningThe 4% Rule: Does Safe Withdrawal Rate Investing Work for International Retirees?
The famous 4% rule was designed for US-based retirees with US portfolios — here is what internationally mobile retirees need to know before relying on it.
Read article →Market AnalysisFixed Interest Investments in 2026: Gilts, Bonds and Savings Rates in a Higher-Rate World
After years of near-zero yields, fixed income is back. We examine gilt yields, corporate bond spreads, savings account rates and NS&I Premium Bonds — and what the higher-rate environment means for investors seeking reliable income.
Read article →Wealth ManagementFive Wealth Expatriation Mistakes I See High-Net-Worth Families Make
Neil A Robbirt on the five recurring wealth expatriation mistakes — from chasing zero tax to acting piecemeal — and the disciplined fixes that protect mobile families.
Read article →Wealth ManagementFive Reasons Expats Lose Money Using the Wrong Financial Adviser
Five common and costly mistakes expats make when choosing financial advisers — and how to avoid them.
Read article →Financial PlanningFive Questions to Ask Your Financial Adviser Before You Commit
Not all financial advisers are equal — and in the international space, the gap between good and poor advice can cost you significantly. Here are five questions that reveal the difference.
Read article →Financial PlanningFIRE for Expats: Financial Independence, Retire Early and Living Abroad
How high-earning internationally mobile professionals can use the FIRE movement's principles — adapted for multi-currency, multi-jurisdiction realities — to achieve early financial independence.
Read article →Financial PlanningRobo-Advisers vs Human Advisers: Which Is Right for HNW Investors?
Robo-advisers, digital wealth platforms, and hybrid services have matured significantly — but for HNW investors, the limitations of automated advice become significant well before the complexity of their financial lives.
Read article →InvestmentsInvesting in Fintech in 2026: Opportunities, Risks, and Where the Cycle Stands
After the brutal correction of 2022-2023, fintech valuations have stabilised and selective opportunities have emerged. Here is how to think about fintech as an asset class in 2026.
Read article →Expat LifeHow Fintech Has Transformed Banking for Internationally Mobile Professionals
A decade ago, living across multiple countries meant expensive SWIFT transfers, single-currency accounts, and branch-only service. Fintech has changed all of that. Here is what the modern multi-country banking stack looks like and where the limits of all-fintech still lie.
Read article →Wealth ManagementPlanning a Financial Windfall: The First 90 Days After Receiving a Large Sum
The first 90 days after receiving a large sum of money are critical — poor decisions made in haste can cost more than the tax bill, while a clear framework protects and grows new wealth.
Read article →Speak to a Global Investments adviser
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