Insights & research
Articles from our advisory team
What Is a Family Office and Do You Need One?
A family office provides wealthy families with centralised, bespoke management of investments, tax, estate planning, and lifestyle services — but the threshold and structure vary widely.
Read article →UK PensionsWhat Is a QROPS and Who Needs One?
QROPS allow UK expats to transfer pension savings overseas — but they are not right for everyone. A clear guide to who qualifies, the risks, and the alternatives.
Read article →InvestmentsWhat Is Universal Life Insurance? A Guide for International Investors
Universal life insurance is widely used by high-net-worth internationally mobile individuals but poorly understood by those accustomed to UK term life insurance. This guide explains the structure, the investment component, the tax treatment, and why the Isle of Man and Dublin have become the preferred centres for internationally mobile clients.
Read article →Wealth ManagementIntestacy Rules in England and Wales: Why Everyone Needs a Will
If you die without a valid will in England and Wales, strict intestacy rules determine who inherits — and unmarried partners, step-children and close friends receive nothing. Here is what the rules say and why a will is essential.
Read article →InvestmentsWine as an Investment: A Guide for HNW Collectors and Investors
Fine wine has delivered competitive returns over the long term and offers a UK CGT advantage as a 'wasting chattel'. This guide covers the investment case, market data, tax treatment, and the practical realities of building a fine wine portfolio.
Read article →Financial PlanningWomen and Wealth: The Financial Planning Gender Gap and How to Close It
Women control a growing share of global wealth but continue to face structural gaps in financial planning outcomes. This guide examines the barriers and the practical strategies for closing them.
Read article →Citizenship & ResidencyThe Global Citizen Stack: Building a Portfolio of Passports and Residencies
Sophisticated international families increasingly hold multiple citizenships and residencies as deliberate assets. Here is how to build your global citizen stack.
Read article →Market AnalysisGlobal Equity Market Outlook 2026: Region by Region
A global equity market analysis for 2026: US concentration risk in the Magnificent Seven, European ECB stimulus, India vs China in Asia, UK value case, EM selectivity, bond positioning, and commodities.
Read article →Tax PlanningYacht and Aviation Ownership: Tax and Financial Planning
Yacht and aircraft ownership involves complex VAT, import duty, employment, and income tax considerations that vary by jurisdiction — professional structuring is essential from the outset.
Read article →Expat LifeFinancial Planning for Young Professional Expats: The Opportunity Most Miss
The early years abroad — typically ages 25–35 in a low-tax, high-income environment — represent the single greatest wealth-building opportunity most people will ever have. High salaries, low or zero local income tax, and the mathematics of compound growth combine to create an advantage that is genuinely irreplaceable. Most young expats spend it.
Read article →InvestmentsActive vs Passive Investing for International Portfolios
The active vs passive debate has largely been settled by the data. But 'largely' is not 'entirely'. Here is how to think about the question for an international portfolio.
Read article →InvestmentsInvesting in the AI Revolution: Infrastructure, Applications, and Portfolio Strategy in 2026
How to invest in artificial intelligence: the infrastructure beneficiaries (semiconductors, data centres, utilities), picks-and-shovels vs application layer, AI bubble risk assessment, and UCITS ETF options for international investors.
Read article →Wealth ManagementAI Investing in 2026: Bubble or Genuine Long-Term Opportunity?
Balanced analysis of AI as an investment theme in 2026 — the valuation risks, the genuine structural shift, and how to get exposure without overconcentrating.
Read article →Wealth ManagementThe AI Revolution: Investment Implications for International Portfolios
AI is reshaping economics and markets. We look at the productivity gains, sector implications, concentration risks, and how internationally mobile investors can approach this theme prudently.
Read article →InvestmentsAlternative Investments for International Portfolios
Alternative investments offer diversification benefits that conventional stocks and bonds cannot. Here is a practical guide to the main categories, how to access them, and what allocation makes sense.
Read article →InvestmentsLiquidity and Alternative Investments: Managing Illiquidity in a Portfolio
How to manage liquidity risk when investing in illiquid asset classes: private equity, infrastructure, property, hedge funds, and private credit. Understanding lock-up periods, redemption gates, and matching assets to liabilities.
Read article →PensionsAnnuity Rates in 2026: Should You Lock In Now?
Annuity rates are materially better than they were in 2021. Here is what drives rates, what you can get, and whether now is a good time to buy.
Read article →Property InvestmentBali Property Investment for International Investors
The complete guide to investing in Bali property as a foreigner: leasehold structures, hak pakai via PMA company, villa rental yields, regional comparisons across Canggu, Seminyak, Ubud and Berawa, and tax reporting obligations.
Read article →Tax PlanningBare Trusts and Children's Investments: A Guide for Parents and Grandparents
How bare trusts work for holding investments and savings for children and grandchildren: tax treatment, the parental settlement rules, when bare trusts are appropriate, and alternatives including Junior ISAs and pension contributions.
Read article →InvestmentsBear Market Investing: How to Protect and Grow Wealth When Markets Fall
Bear markets are inevitable — and for disciplined investors, they create opportunity. This guide covers the definition, history, and proven strategies for navigating sustained market declines.
Read article →InvestmentsBond Investing for International Investors: A Practical Guide
A comprehensive guide to bond investing for internationally mobile investors: government and corporate bonds, duration risk, credit spreads, sovereign bonds in emerging markets, bond funds vs individual bonds, and tax treatment.
Read article →InvestmentsUK Corporate Bonds vs Gilts in 2026: Yields, Spreads, and Portfolio Strategy
With gilt yields elevated by recent standards and credit spreads offering additional pickup over government debt, 2026 is a more interesting year for fixed income than many investors have experienced. This guide explains the key concepts and current positioning.
Read article →InvestmentsBuilding a Global Investment Portfolio: A Framework for International Investors
Building an investment portfolio that works across borders requires more than diversification — it requires careful thought about structure, currency, tax and drawdown. Here is a practical framework.
Read article →Wealth ManagementBuilding Wealth from Scratch as a Young Expat
Young expats have a genuine wealth-building advantage — lower taxes, higher salaries, and compound time. But without structure, the opportunity is lost. Here is the framework that captures it.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.