Insights & research
Articles from our advisory team
Healthcare Sector Investing: Defensive Growth for International Portfolios
Healthcare combines defensive characteristics with genuine long-run growth from ageing demographics, medical innovation, and expanding access in emerging markets. We examine the subsectors, risks, and best access routes for HNW investors.
Read article →Expat LifeHealthcare in Retirement Abroad: Costs, Insurance and Planning
Healthcare is one of the largest and most underestimated retirement expenses for expats — a guide to understanding costs, choosing insurance, and building it into your financial plan.
Read article →Expat LifeHealthcare Planning for Internationally Mobile Individuals: A Complete Guide
Healthcare is often the first practical concern for individuals relocating abroad — and with good reason. The NHS does not follow you overseas, and a serious medical event without adequate international health cover can be financially catastrophic. This guide covers everything internationally mobile individuals need to know.
Read article →Financial PlanningFunding Healthcare in Retirement: Planning for the Costs Most People Ignore
Healthcare is one of the largest and most underplanned costs of retirement — particularly for expats and those who may need long-term care. Here is how to approach it financially.
Read article →Expat LifeHealthcare Planning for Retirees Living Abroad
Comprehensive guide to healthcare for British retirees abroad: S1 form, GHIC, international private health insurance, pre-existing conditions, evacuation cover, long-term care insurance, and NHS access on return visits.
Read article →Expat LifeHaving Children Abroad: Financial Planning for Expat Families
Starting or expanding a family while living abroad creates unique financial planning challenges — from healthcare and maternity pay to education savings and citizenship considerations.
Read article →Tax PlanningHow Double Taxation Agreements Work: A Guide for Internationally Mobile Individuals
Double taxation agreements prevent the same income being taxed twice in two countries. For internationally mobile individuals, the DTA determines where you pay tax on employment income, investment returns, pensions, and property gains — and what happens when you are tax-resident in both countries simultaneously.
Read article →Property InvestmentBuying Property Abroad as a UK Resident: Tax, Estate Planning, and Practical Pitfalls
UK residents are taxed on worldwide income and gains — including rental income and capital gains from overseas property. Understanding the UK tax obligations, DTA treatment, and estate planning implications before purchasing is essential to avoid costly surprises.
Read article →Tax PlanningOffshore Tax Planning: Separating Legitimate Strategy from Avoidance
Offshore tax planning is a legitimate discipline — but the line between proper planning and avoidance is real and consequential. Here is how to understand the difference in 2026.
Read article →InvestmentsIsle of Man Offshore Investment Bonds: How They Work and Who They're For
Isle of Man offshore investment bonds are a tax-efficient wrapper for internationally mobile investors with UK connections. The 5% tax-deferred withdrawal rule, fund flexibility, and favourable treatment for non-UK residents make them a core planning tool for the right client.
Read article →InvestmentsMulti-Currency Investing: Managing Currency Risk Across International Portfolios
Currency movements can make or break international investment returns. We explain how to measure and manage FX risk, which currencies to hold, natural hedging strategies, and practical custody options for UK expats building multi-currency portfolios.
Read article →Financial PlanningLasting Power of Attorney for Financial Decisions: A Guide for Expats
A Lasting Power of Attorney for property and financial affairs is one of the most important documents you can have — but it must be created before capacity is lost. This guide covers UK LPA requirements, overseas execution, international recognition, and alternatives for internationally mobile individuals.
Read article →Wealth ManagementFamily Investment Companies: The Modern Alternative to Family Trusts
Family Investment Companies have become one of the most popular wealth planning tools for high-net-worth UK families, offering significant income tax and inheritance tax advantages over traditional trusts. This guide explains how they work, their advantages and limitations, and when they make sense.
Read article →InvestmentsEndowment Policies and With-Profits Funds: A Guide for Policy Holders
Millions of UK policyholders hold legacy endowment policies — some approaching maturity, others maturing with shortfalls against original mortgage projections. Understanding terminal bonuses, market value adjustments, and the traded endowment secondary market helps you make the best decision about a policy you may have held for decades.
Read article →InvestmentsGuide to EIS Investments: Tax Relief, Risk, and How to Invest
The Enterprise Investment Scheme offers 30% upfront income tax relief, CGT deferral, IHT exemption after two years, and loss relief — making it one of the UK's most powerful tax-advantaged investment tools for high earners.
Read article →PensionsHow to Use Annual Allowance Carry Forward for Pension Contributions
Carry forward lets you use unused annual allowance from the previous three tax years — potentially enabling contributions of up to £240,000 in a single year.
Read article →RetirementGuide to QROPS: Qualifying Recognised Overseas Pension Scheme
Qualifying Recognised Overseas Pension Schemes (QROPS) are overseas pension plans recognised by HM Revenue & Customs (HMRC) . This...
Read article →Financial PlanningGuernsey and Jersey Investment Wrappers Explained
The Channel Islands of Guernsey and Jersey are leading offshore financial centres offering investment wrappers, trust structures, and fund domiciles for internationally mobile HNW investors.
Read article →Property InvestmentGreek Real Estate for International Investors: A Complete Guide
Investing in Greek property in 2026: Golden Visa thresholds raised to €800k in prime zones, rental yields on islands vs Athens, foreign ownership restrictions, notary process, transfer tax, and short-let income rules.
Read article →RetirementGuide to QNUPS: Qualified Non-UK Pension Schemes
Retirement planning has grown increasingly complex in recent years, especially for British expatriates and those with global financial...
Read article →Property InvestmentGreek Property Investment: Golden Visa and Yield Potential
Greece offers a residency-by-investment programme, competitive property prices, and improving rental yields — but the Golden Visa threshold has risen significantly and due diligence remains critical.
Read article →Property InvestmentGreek Property Investment: Golden Visa, Rental Yields and 2026 Market Update
A comprehensive guide to investing in Greek property — covering the Golden Visa programme, realistic rental yields, the Athens and island markets, transaction costs and key risks.
Read article →Expat LifeLiving in Greece as an Expat: Golden Visa and Non-Dom Tax Status
Greece has transformed its appeal to internationally mobile investors through a popular Golden Visa programme and two competitive special tax regimes for foreign retirees and high-net-worth residents.
Read article →Wealth ManagementThe Great Wealth Migration: Where the World's Capital Is Moving in 2026
A first-person read of the 2026 wealth-migration map — the UAE's lead, the UK's outflow, and what the flows tell mobile families about wealth expatriation and positioning capital.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.