International Financial Planning
Financial Planning Guides
670 in-depth guides covering all aspects of international financial planning for UK expats and globally mobile investors — from tax and estate planning to offshore investment structures and currency strategy.
Estate Planning & Succession
Wills, trusts, IHT, succession planning, and cross-border estate law for internationally mobile individuals.
Estate Planning Across Multiple Jurisdictions: A Guide for International Families
How to plan your estate when assets and family members span multiple jurisdictions: domicile vs habitual residence, EU Succession Regulation, UK-Spain, UK-France, US-UK estate planning, jurisdictional conflicts, and single vs multiple Wills.
Read guide →Estate Planning for Blended Families: Trusts, Wills, and Protecting All Children
When step-children, children from previous relationships, and new families come together, standard mirror wills can disinherit or disadvantage some children. This guide covers IPDI trusts, flexible life interest trusts, discretionary trusts, divorce-proof structures, and why mutual wills are almost always the wrong answer for blended families.
Read guide →Estate Planning for Entrepreneurs: Protecting Your Business Legacy
Most entrepreneurs have the majority of their wealth locked in an illiquid business. Without careful estate planning, that business may need to be sold to pay an inheritance tax bill — often at the worst possible time.
Read guide →Estate Planning for Expats: A Cross-Border Guide
Cross-border estate planning is far more complex than a domestic UK will — jurisdiction conflicts, IHT exposure, and trust structures all require careful international coordination.
Read guide →Excluded Property Trusts for Non-UK Domiciliaries: A Planning Guide
How excluded property trusts work, who can use them, the critical timing rules, and what the post-2025 non-dom reforms mean for existing and new structures.
Read guide →Excluded Property Trusts for Non-UK Domiciliaries: What You Need to Know
Excluded property trusts can shelter non-UK assets from UK inheritance tax for non-UK domiciliaries — but the regime changed significantly in 2025 and professional advice is essential.
Read guide →Family Governance and Inter-Generational Wealth Transfer
How high-net-worth families can structure governance, inter-generational wealth transfer, and legacy planning across generations.
Read guide →Family Investment Companies (FICs): An Alternative to Trusts for IHT Planning
How family investment companies work as an IHT and wealth transfer planning tool, how they compare to trusts, and the tax and governance considerations for internationally mobile families.
Read guide →Family Wealth Governance: Constitutions, Councils, and Next-Generation Planning
A guide to the governance structures that sustain multi-generational family wealth — covering family constitutions, family councils, next-generation education, and the human side of succession planning.
Read guide →Financial Planning After Bereavement: A Guide for Surviving Spouses
A practical financial guide for surviving spouses and partners: immediate priorities, inherited ISAs, pension death benefits, reviewing the new financial position, and making decisions without rushing.
Read guide →Financial Planning After Bereavement: A Practical Guide to the Steps That Matter
The weeks following a death involve urgent financial and administrative tasks — notifying institutions, applying for probate, claiming survivor benefits — alongside longer-term decisions about inherited assets, insurance, and estate planning.
Read guide →Financial Planning for Mental Capacity: LPAs, the Court of Protection, and Protecting Wealth in Later Life
Loss of mental capacity can happen suddenly or gradually, and without the right legal documents in place, it can leave financial affairs in chaos. This guide explains the Mental Capacity Act, Lasting Powers of Attorney, what happens without an LPA, and how high-net-worth individuals should plan while they still have full capacity.
Read guide →Forced Heirship Rules: Which Countries Restrict How You Leave Your Assets
A country-by-country guide to forced heirship laws — the rules that require you to leave a minimum share of your estate to specified relatives, regardless of your will.
Read guide →Forced Heirship and International Estate Planning: A Guide for UK Families
How forced heirship rules in France, Spain, and other civil law countries interact with English testamentary freedom, Brussels IV elections, and the practical steps UK nationals with overseas assets can take to protect their estate planning intentions.
Read guide →Gifts and Potentially Exempt Transfers: The Seven-Year Rule Explained
A comprehensive guide to the UK seven-year rule for gifts, potentially exempt transfers, taper relief, chargeable lifetime transfers, and lifetime gifting strategies for IHT planning.
Read guide →IHT Planning After the April 2025 Non-Dom Reforms
The April 2025 reforms replaced the old IHT domicile test with a long-term residence test — catching individuals resident in the UK for 10 of the last 20 years, with a 10-year departure tail. This guide explains what has changed, what still works, and what needs urgent attention.
Read guide →IHT Planning for Those Approaching or at Deemed Domicile
Key UK inheritance tax planning strategies for non-UK domiciliaries approaching or at the deemed domicile threshold — and how the 2025 reforms changed the picture.
Read guide →IHT Spousal Exemption Planning: Making the Most of Both Nil-Rate Bands
The IHT spousal exemption allows unlimited transfers between UK-domiciled spouses free of inheritance tax. But for internationally mobile couples — where one or both spouses may be non-UK domiciled or non-UK resident — the position is more complex. This guide explains the exemption, its limitations, and how to structure a married couple's estate to maximise both sets of allowances.
Read guide →Inheritance Tax Planning for UK Expats
UK Inheritance Tax can follow you abroad for years after you leave — understanding the long-term residence test that replaced deemed domicile from April 2025 is the starting point for IHT planning as an expat.
Read guide →Interest in Possession Trusts: Uses, Tax Treatment, and International Planning
Interest in possession trusts — where one beneficiary has an absolute right to income from the trust — remain a central tool in estate planning, despite changes to the IHT treatment since 2006.
Read guide →International Estate Planning: A Guide for Globally Mobile HNW Individuals
A comprehensive guide to structuring your estate across multiple jurisdictions, covering domicile, succession law, trusts, and tax planning for high-net-worth individuals with global assets.
Read guide →Key Person Insurance for International Businesses
Key person insurance protects a business against the financial impact of losing a critical individual — through death or serious illness — by providing a lump sum to cover the cost of replacement, lost profits or loan repayment.
Read guide →Lasting Power of Attorney for Property and Health: Cross-Border Issues
A practical guide to the UK Lasting Power of Attorney — how to register one, who to appoint, and the specific cross-border considerations for expatriates and internationally mobile individuals.
Read guide →Legacy and Charitable Giving Planning for International Investors
How internationally mobile high-net-worth individuals can structure charitable giving and legacy planning to maximise impact and tax efficiency.
Read guide →Get a free financial planning review
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Our guides provide the framework — but every expat's financial position is different. Book a free review with one of our international financial planners to get advice specific to your situation.