International Financial Planning
Financial Planning Guides
373 in-depth guides covering all aspects of international financial planning for UK expats and globally mobile investors — from tax and estate planning to offshore investment structures and currency strategy.
Financial planning by country
Employment, Career & Life Events
Redundancy, parental leave, equity compensation, social security totalisation and expat mortgages.
Redundancy and Career Transition: A Financial Planning Guide
How to manage the financial dimensions of redundancy: the £30,000 exemption, pension planning with your settlement, managing a career gap, and making the most of your departure package.
Read guide →Share Options and Equity Compensation for Internationally Mobile Employees
How share options and equity compensation are taxed when employees work across multiple jurisdictions — apportionment, treaty relief, social security, and practical planning for internationally mobile professionals.
Read guide →Social Security and National Insurance for Internationally Mobile Workers
Managing social security and National Insurance contributions across borders is complex and frequently overlooked in international tax planning. This guide explains the key rules and strategies for internationally mobile professionals.
Read guide →Tax Planning to Do Before Leaving the UK
The tax year in which you leave the UK — and ideally the year before — is a critical planning window. Several reliefs and allowances are available only to UK residents; once you become non-resident, opportunities are permanently closed. This guide covers what to do before you go.
Read guide →Totalization Agreements: Avoiding Double Social Security Contributions
Totalization agreements prevent internationally mobile workers from paying social security contributions in two countries simultaneously. This guide explains how they work, which countries have them, and how to obtain certification.
Read guide →Education & Family Planning
School fee planning, university funding, and fee-status rules for expat children.
Financial Planning for Expat Children: Education, Savings, and Long-Term Planning
A guide for internationally mobile families planning for their children's financial future: education costs, university fee status, JISAs, NI numbers, inheritance planning, and pension nominations.
Read guide →International School Fee Planning for Expat Families
For globally mobile families, international school fees are one of the two largest recurring financial commitments of expat life. This guide covers what fees really cost, the hidden extras, currency risk, and how to structure savings so fees are funded as they fall due.
Read guide →School Fees Planning for High-Net-Worth Families: Strategies for 2026 and Beyond
Independent school fees now attract 20% VAT, pushing the total cost of private education to record levels. This guide covers cost projections, the most tax-efficient savings vehicles, and international school options for globally mobile families.
Read guide →University Fee Planning for Globally Mobile Families
For globally mobile families, funding university raises a question most domestic families never face: will your child be charged home or international fees? The difference can be £100,000–£200,000 over a degree. This guide explains the costs, the fee-status rules, and how to plan and fund it.
Read guide →Choosing an Adviser
How to select, evaluate, and work with an international financial adviser.
Fiduciary Duty and Independent Financial Advice Explained
The concept of fiduciary duty is central to good financial advice — understanding it helps you demand the right standard of care from anyone advising on your finances.
Read guide →How to Choose an International Financial Adviser
Choosing the wrong financial adviser as an expat can be costly — here is what to check before appointing anyone to manage your international financial affairs.
Read guide →Investment Adviser Fee Structures Explained
Understanding how your financial adviser charges — and what good value looks like — is essential before appointing anyone to manage your affairs.
Read guide →Wealth Managers vs Robo-Advisers vs DIY: Choosing the Right Approach
The investment advice market has never offered more options — from fully automated robo-advisers at near-zero cost to bespoke discretionary wealth management. Choosing correctly depends on your assets, complexity, and international situation.
Read guide →Get a free financial planning review
Our independent advisers specialise in expat and internationally mobile clients — investments, tax planning, estate planning, pensions, and offshore structures.
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Our guides provide the framework — but every expat's financial position is different. Book a free review with one of our international financial planners to get advice specific to your situation.