International Financial Planning
Financial Planning Guides
670 in-depth guides covering all aspects of international financial planning for UK expats and globally mobile investors — from tax and estate planning to offshore investment structures and currency strategy.
Tax Planning
Residence, domicile, offshore structures, and cross-border tax efficiency for internationally mobile individuals.
Tax Residency Certificates: When You Need One and How to Obtain It
A tax residency certificate confirms your status as a tax resident of a particular country. This guide explains when you need one, how to apply, and the practical steps for internationally mobile individuals.
Read guide →Tax Residency Planning: Establishing Genuine Residence That HMRC Accepts
Leaving the UK and establishing foreign tax residency requires far more than counting days. This guide explains what HMRC looks for, how to build genuine residence, and the most common pitfalls.
Read guide →Tax-Efficient Income Strategies for International Investors
The form in which you take income — and where it arises — can make a substantial difference to the tax you pay. International investors have more flexibility than domestic taxpayers, but only if they plan ahead.
Read guide →Tax-Efficient Investing for UK Expats
Tax efficiency looks very different once you are non-resident — ISAs are frozen, offshore bonds come into their own, and the timing of gains becomes a key planning lever.
Read guide →Tax-Efficient Investment Structures for High-Net-Worth Individuals
The complete priority stack for tax-efficient investment: pension, ISA, EIS/SEIS/VCT, offshore bond, and general investment account — and how to combine them for maximum efficiency.
Read guide →The 2025 Non-Dom Reform: A Complete Guide for Internationally Mobile Individuals
The April 2025 abolition of the remittance basis is the most significant change to UK international tax in a generation — here is what it means for you.
Read guide →The April 2025 Non-Dom Reforms: Complete Guide to the New UK Tax Rules
April 2025 saw the most significant overhaul of UK tax rules for internationally mobile individuals in a generation. The remittance basis has been abolished and replaced by the Foreign Income and Gains regime. This guide explains what changed, who is affected, and what to do now.
Read guide →The Centre of Vital Interests Test: Proving Tax Residency to Multiple Authorities
When two countries both claim you as a tax resident, double tax treaty tiebreaker provisions — centred on your 'centre of vital interests' — determine which one wins. This guide explains how the test works and how to manage it.
Read guide →The Foreign Income and Gains (FIG) Regime: How the New Non-Dom Rules Work Post-2025
The FIG regime replaced the remittance basis from April 2025, giving new UK arrivals a four-year window of complete exemption on non-UK income and gains — here is how it works in practice.
Read guide →The Foreign Income and Gains Regime: Planning for New UK Arrivals
A comprehensive guide to the UK's new Foreign Income and Gains (FIG) regime for those arriving in the UK from April 2025 onwards — what the four-year exemption covers, how to maximise it, and what planning steps should be taken before and after arrival.
Read guide →The New Non-Domicile Tax Regime from April 2025: A Practical Guide
The remittance basis was abolished from April 2025, replaced by a 4-year Foreign Income and Gains (FIG) exemption for new UK arrivals. This guide covers FIG, the Temporary Repatriation Facility, Overseas Workday Relief, and the new protected trust rules.
Read guide →The Remittance Basis Is Abolished: What Happens Now?
The remittance basis — used by non-domiciled UK residents to shelter foreign income and gains from UK tax — was abolished from April 2025. If you were using it, you need to act.
Read guide →The Residence Nil Rate Band: A Complete Guide
The RNRB adds up to £175,000 per person to the IHT-free allowance when passing a home to children — but it comes with conditions that many estates fail to meet, particularly above £2m.
Read guide →The Residence Nil Rate Band: Your Complete Guide
The Residence Nil Rate Band adds up to £175,000 of IHT-free allowance when a qualifying residence is left to direct descendants. Couples can benefit from up to £1 million before IHT — but the rules have important conditions and international complications.
Read guide →The Temporary Repatriation Facility (TRF): Using the Window to Clean Up Foreign Income
The Temporary Repatriation Facility offers former remittance basis users a time-limited chance to bring previously unremitted foreign income and gains into the UK at preferential tax rates.
Read guide →The UK Patent Box Regime: Reducing Corporation Tax on Intellectual Property Income
The UK Patent Box taxes qualifying IP-derived profits at just 10% corporation tax, substantially below the standard 25% rate. This guide covers the nexus approach, qualifying IP income, the streaming and formulaic calculation methods, and interaction with R&D credits.
Read guide →The UK Statutory Residence Test: A Complete Practical Guide
The Statutory Residence Test determines whether you are a UK tax resident in any given tax year. Understanding it is essential for any internationally mobile individual.
Read guide →The UK Statutory Residence Test: A Complete Technical Guide
The UK Statutory Residence Test determines whether you are UK tax-resident in any given tax year. Getting it wrong — in either direction — can be very costly. This guide explains every part of the test in full, including the automatic tests, the sufficient ties framework, and split-year treatment.
Read guide →UK Controlled Foreign Corporation Rules: A Guide for HNW Business Owners
UK CFC rules allow HMRC to attribute a foreign company's profits directly to a UK-resident controller — even if no dividend has been paid. This guide explains who is affected, how the gateway tests work, and what safe harbours and planning opportunities exist.
Read guide →UK Corporation Tax for Non-Resident Company Owners and Directors
Non-resident owners and directors of UK companies must understand UK corporation tax obligations, permanent establishment risk, and how to structure their involvement efficiently.
Read guide →UK Domicile and Inheritance Tax Planning in 2026
Domicile is one of the most complex concepts in UK private client law. Despite the 2025 IHT reforms, it remains highly relevant for excluded property trusts, succession, and private international law.
Read guide →UK Double Tax Treaties: A Comprehensive Guide for Internationally Mobile Individuals
The UK's network of over 130 double tax agreements is one of the largest in the world. This guide explains how DTAs work, what tiebreaker rules apply to dual residents, and how treaties interact with real-world situations facing internationally mobile high-net-worth individuals.
Read guide →UK Employee Share Schemes: Tax Treatment for Internationally Mobile Employees
Employee share schemes can generate substantial wealth — but the international dimension creates complex tax questions about when and where gains are taxed, particularly when employees move between countries during the vesting period.
Read guide →UK Income Tax Planning for Non-Residents: Reducing Liability on UK Source Income
Non-UK residents with UK source income — rental income, dividends, interest, pensions — face specific tax obligations and reliefs that careful planning can legitimately reduce.
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