International Financial Planning
Financial Planning Guides
670 in-depth guides covering all aspects of international financial planning for UK expats and globally mobile investors — from tax and estate planning to offshore investment structures and currency strategy.
Business Owners & Company Directors
Company sale and exit planning, share schemes, holding structures, MBOs and director remuneration.
Management Buyout (MBO) Planning for Internationally Operating Businesses
How management buyouts work in internationally operating businesses — structure, financing, valuation, tax treatment across jurisdictions, and planning strategies for sellers, management teams, and cross-border groups.
Read guide →Non-Executive Director Tax and Financial Planning Guide
NED tax and financial planning: PAYE versus self-employed status, NIC position, pension contribution eligibility from fees, D&O indemnity insurance, share awards to NEDs, and managing multiple board roles.
Read guide →Patent Box Regime for Internationally Mobile IP Holders
The UK Patent Box offers a 10% corporation tax rate on qualifying IP profits, but internationally mobile IP holders must understand the nexus approach and streaming rules to benefit fully.
Read guide →Permanent Establishment Risk for Globally Mobile Executives
How permanent establishment rules can inadvertently expose companies and globally mobile executives to tax liabilities in multiple jurisdictions — and how to manage the risk effectively.
Read guide →Phantom Share Schemes and Share Appreciation Rights: A Guide for Business Owners
Phantom share schemes deliver equity-linked cash bonuses without issuing actual shares, making them ideal where share dilution is undesirable. This guide covers cash-settled equity, income tax and NIC treatment, Part 7A risks, and the comparison with growth shares.
Read guide →Planning the Sale of a UK Company: Tax Strategy for Business Owners
A comprehensive guide to UK company sale tax planning: Business Asset Disposal Relief, earn-out tax treatment, deferred consideration, management incentive payouts, SPA warranties, post-sale reinvestment via EIS/SEIS, and timing strategies.
Read guide →Pre-Sale Business Restructuring: Maximising Value Before Selling Your Company
Restructuring a business before sale can significantly improve the tax position and commercial attractiveness of the transaction. This guide covers holdco insertion, demergers, BADR planning, pension funding, and key employee retention.
Read guide →SAYE Sharesave and Share Incentive Plans: A Guide for Employees and International Movers
Save As You Earn (SAYE) and Share Incentive Plans (SIP) are the two HMRC-approved all-employee share schemes. This guide covers mechanics, tax treatment, and the specific considerations for internationally mobile employees leaving or arriving in the UK.
Read guide →Selling Your Business Abroad: A Financial Planning Guide for International Entrepreneurs
A comprehensive guide to the cross-border tax, legal, and financial planning considerations when selling a business as an internationally mobile entrepreneur.
Read guide →Socially Responsible Business Planning for International Entrepreneurs
A practical guide to integrating ESG, sustainability, and social responsibility into business planning and structure for internationally mobile entrepreneurs.
Read guide →Tax Planning for Owner-Managed Business Owners: A Complete Guide
A comprehensive guide to tax planning for UK owner-managed business owners — optimal salary and dividend levels, pension extraction, Business Asset Disposal Relief, EIS investment, Business Property Relief, and the interaction with personal wealth planning.
Read guide →The Enterprise Management Incentive: Using Share Options for International Staff
EMI is one of the UK's most tax-efficient employee incentive tools, but using it for international staff introduces qualifying conditions, NIC complexities, and multi-jurisdiction tax issues that must be managed carefully.
Read guide →Transfer Pricing Basics for Internationally Operating Businesses
A practical introduction to transfer pricing rules for internationally operating businesses and HNW business owners — the arm's length principle, documentation requirements, common risks, and how to manage compliance.
Read guide →UK Research and Development Tax Credits for Internationally Operating Companies
UK R&D tax credits offer generous relief for qualifying expenditure, but internationally operating companies must navigate subcontractor rules, overseas activity restrictions, and the merged scheme introduced in 2024.
Read guide →Investment Planning
Investment bonds and funds, asset location, and private market strategies for expat investors.
Asset Location Strategy: Placing the Right Investments in the Right Wrappers
Asset location — deciding which investments go into which tax wrappers — can significantly improve after-tax investment returns without altering your overall risk exposure.
Read guide →Building and Managing a Property Investment Portfolio: A Guide for HNW Investors
How to build and manage a diversified property investment portfolio: residential buy-to-let, commercial property, HMOs, student accommodation, financing strategy, and portfolio exit planning.
Read guide →Carbon Credits and Voluntary Carbon Markets: An Investor's Guide
Carbon credits have attracted growing interest from investors seeking exposure to the energy transition. This guide explains how compliance and voluntary carbon markets work, the investment vehicles available, the UK tax treatment, and the significant risks — including additionality concerns and price volatility — that investors must understand.
Read guide →Goal-Based Investing: Organising Your Portfolio Around What Actually Matters
Goal-based investing replaces the traditional single-portfolio approach with a framework that matches each pool of capital to the specific goal it is meant to fund — improving clarity, reducing anxiety, and aligning risk with time horizon.
Read guide →Hedge Funds for Private Clients: Structure, Fees and Access
A practical guide for HNW individuals considering hedge fund allocation — covering how hedge funds work, fee structures, access routes, and what to look for in manager selection.
Read guide →ISA vs Pension vs GIA: The Complete Comparison for HNW Investors
A comprehensive comparison of Individual Savings Accounts, Self-Invested Personal Pensions, and General Investment Accounts — covering tax treatment, drawdown sequencing, death benefits, and expat considerations.
Read guide →Infrastructure Investment for Private Wealth: A Guide to the Asset Class
A guide to infrastructure as an asset class for HNW and family office investors — covering return characteristics, access routes, structures, and its role in a diversified portfolio.
Read guide →Investment Portfolio Management for Expats
An expat investment portfolio requires different thinking on currency, wrappers, custodians, and geographic diversification than a typical UK domestic portfolio.
Read guide →Managing Concentrated Stock Positions
A large concentrated stock position is one of the most common and most dangerous features of HNW investors' portfolios. There are more options for managing it than most people realise — but inaction is itself a choice with consequences.
Read guide →Pooling Family Wealth for Investment: A Practical Guide
Pooling family wealth in a shared investment vehicle can reduce costs, improve diversification, and support intergenerational wealth transfer — but the governance and legal structure need careful thought.
Read guide →Get a free financial planning review
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Our guides provide the framework — but every expat's financial position is different. Book a free review with one of our international financial planners to get advice specific to your situation.