Artificial Intelligence has moved far beyond buzzwords and speculative hype. It is now one of the most powerful forces shaping global financial markets, influencing valuations, shifting investor sentiment, and rewriting competitive dynamics across industries.

The Bank of England cut base rate to 4% on August 7, 2025, marking its fifth reduction in a year. This decision, made by a narrow 5–4 vote within the Monetary Policy Committee (MPC), highlights growing concern over the fragile state of the UK economy amid soaring food prices and rising unemployment.

Offshore finance involves using financial services or structures located outside one’s country of residence. These may include offshore bank accounts, companies, trusts, or investment vehicles based in international jurisdictions. While often surrounded by misconceptions, offshore structures are entirely legal when established and used responsibly.

A total of 18,010 sale transactions were recorded in April 2025, marking an 18.3% increase from March and a 55.1% year-on-year rise. This sets a new April record—28% higher than the previous peak in April 2009—highlighting the market’s continued momentum and depth. The sharp annual increase is partly attributable to a low base in April 2024, when severe rainfall and flooding disrupted activity for several days, reducing transaction volumes that month and exaggerating year-on-