Insights & research
Articles from our advisory team
Emerging Markets 2026: Which Economies Offer the Best Long-Term Potential?
Emerging markets have disappointed many investors over the past decade — but the structural opportunity in select economies remains compelling. Here is how to identify the real winners.
Read article →Wealth ManagementEmployee Ownership Trusts: The CGT-Free Business Exit Route Explained
Selling your company to an Employee Ownership Trust can be completely free of Capital Gains Tax. We explain how the EOT route works, the qualifying conditions, the benefits for sellers and employees, and how it compares with a trade sale or MBO.
Read article →Tax PlanningEmployee Ownership Trusts: The CGT-Free Business Sale Explained
Selling your business to an Employee Ownership Trust qualifies for a complete CGT exemption — potentially saving hundreds of thousands in tax. This guide explains how EOTs work, the qualifying conditions, the income tax bonus exemption for employees, and the governance considerations.
Read article →Tax PlanningEmployment-Related Securities for Internationally Mobile Executives
Share options, restricted stock units, and other equity awards create complex UK tax obligations for executives who move internationally — understanding the apportionment rules is essential.
Read article →Financial PlanningLasting Power of Attorney: A Complete Guide for HNW Individuals and Expatriates
A Lasting Power of Attorney is one of the most important legal documents a high-net-worth individual can hold. This guide explains the two types, the registration process, overseas asset complications, and what happens if you never make one.
Read article →InvestmentsInvesting in Energy: Oil, Gas, Renewables, and the Transition in 2026
An investor's guide to the energy sector in 2026: the investment thesis for the energy transition, UK-listed energy stocks, listed renewable infrastructure trusts, direct energy investing, and the ESG dimension.
Read article →Market AnalysisThe Energy Transition Investment Opportunity: Clean Energy, Critical Minerals and the Grid
The shift from fossil fuels to clean energy is the largest capital deployment event of the 2020s — here is how internationally mobile investors can access the opportunity intelligently.
Read article →Financial PlanningFinancial Planning for Entrepreneurs: From Start-Up to Exit
A comprehensive financial planning guide for entrepreneurs: SEIS and EIS tax relief, Business Asset Disposal Relief, pension contributions through a company, exit planning, and protecting your personal finances as a business owner.
Read article →Tax PlanningEntrepreneur's Relief and Business Asset Disposal Relief for Expats
How Business Asset Disposal Relief (formerly Entrepreneur's Relief) works for UK nationals living abroad, the qualifying conditions, non-residence complications, and planning opportunities.
Read article →Tax PlanningBusiness Asset Disposal Relief (BADR): The Complete Guide for 2026
Business Asset Disposal Relief (formerly Entrepreneurs' Relief) gives qualifying business owners a reduced CGT rate on gains up to the £1m lifetime limit. This guide covers the qualifying conditions, common pitfalls, interaction with dilution, and planning strategies to protect your entitlement.
Read article →InvestmentsESG in 2026: What's Changed, What's Stayed, and What Investors Should Do
ESG has survived the backlash and the hype cycle to become embedded in mainstream investment practice — but how it works, what matters, and how to use it have all evolved significantly by 2026.
Read article →Property InvestmentFull Cost Stack for Buying and Selling Property: UK and Overseas
Transaction costs in property are often underestimated. We break down the complete cost of buying and selling — estate agent fees, conveyancing, stamp duty, notary fees overseas, survey costs, searches, and the full picture by country.
Read article →Property InvestmentUsing Estate Agents for International Property Purchases
International estate agents operate in very different regulatory environments from the UK. Many countries have no agent licensing. The same agent may represent both buyer and seller. Understanding how agents operate — and what they cost — is essential to a successful international property purchase.
Read article →Tax PlanningEstate Freezing for IHT Planning: FICs, Loan Trusts, and Preference Shares
Estate freezing locks the value of your estate for IHT purposes at today's figure, allowing future growth to accrue outside the estate. This guide explains the main techniques — Family Investment Companies, loan trusts, and preference share structures — and how they compare.
Read article →Wealth ManagementEstate Planning for Internationally Mobile Blended Families
Second marriages, step-children, and assets in multiple countries create estate planning complexity that a standard will cannot adequately address. A guide to the structures available for internationally mobile blended families.
Read article →Wealth ManagementEstate Planning for Business Owners: Protecting What You Have Built
For business owners, the business is often the primary asset — illiquid, hard to value, and inseparable from the owner's involvement. Estate planning for business owners must address not just who inherits but whether the business survives the transition.
Read article →InvestmentsETF Costs: Expense Ratios, Bid-Ask Spreads and Tax Drag Explained
The total cost of owning an ETF is higher than the headline expense ratio suggests — understanding bid-ask spreads, portfolio transaction costs, and tax drag is essential to accurate cost comparison.
Read article →InvestmentsETF Investing for International Investors: A Complete Guide
Exchange-traded funds offer international investors low-cost, flexible market exposure, but choosing the right structure requires understanding jurisdiction, tax treatment, and regulatory status.
Read article →InvestmentsETF vs Unit Trust and OEIC: A Tax Comparison for UK Investors
The tax differences between ETFs and unit trusts/OEICs: reporting fund status, equalisation, accumulation vs income units, stamp duty reserve tax, CGT on disposal, and the PFIC trap for US-connected investors.
Read article →Tax PlanningExit Taxation: Tax Charges When Leaving Your Home Country
A country-by-country guide to exit taxes — the charges many countries impose when residents emigrate — and how to plan around them to minimise unnecessary tax on departure.
Read article →Expat LifeThe Complete Financial Checklist Before Leaving the UK
The financial consequences of an incomplete departure from the UK unfold slowly — sometimes years later. This checklist covers every significant financial task to complete before you leave: tax, pensions, banking, investments, insurance, property, legal documents, and estate planning.
Read article →Expat LifePlanning Your Children's Education as an Internationally Mobile Family
Education is often the largest discretionary cost for internationally mobile families. Planning fees, curriculum choices, and university funding from abroad requires both financial rigour and strategic thinking.
Read article →Financial PlanningDivorce Financial Planning for Expats: Protecting Assets Across Borders
Cross-border divorce creates complex financial risks for internationally mobile individuals — here is how to protect and restructure your assets when a marriage ends across jurisdictions.
Read article →PensionsExpat Divorce and Pensions: QROPS, QNUPS and Pension Sharing Orders Abroad
Pension assets in cross-border divorce are among the most complex and valuable — this guide explains how UK pensions, QROPS, and QNUPS are treated when a marriage ends abroad.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.