Insights & research
Articles from our advisory team
Currency Overlay Strategies for International Investors
Currency overlay is a sophisticated approach to managing FX exposure at the portfolio level — here is how it works and whether it is right for globally mobile investors.
Read article →InvestmentsCurrency Hedging Strategies for International Investors: When to Hedge and When Not To
Currency hedging is not free, and not always necessary. A structured approach to understanding your true currency exposures and deciding which ones are worth managing explicitly.
Read article →InvestmentsCurrency-Hedged ETFs: When to Use Them and When Not To
Currency-hedged ETFs neutralise exchange rate movements between your base currency and the currency of the underlying investments — but hedging has a cost and is not always the right choice.
Read article →Market AnalysisCurrency Crises and Investor Protection: What History Teaches Us
Currency crises can destroy decades of accumulated wealth in weeks. Understanding the warning signs and protective measures is essential for internationally mobile investors and expats.
Read article →Expat LifePractical Money Management for Expats: Accounts, Cards and FX in 2026
The average expat loses thousands of pounds per year on poor currency management — bad exchange rates, bank card fees, and suboptimal account choices. This guide covers the practical steps to keep more of your money.
Read article →Tax PlanningCrypto Tax for UK Nationals Living Abroad
Cryptocurrency is not a tax-free zone for UK nationals living abroad. HMRC has clear views on the tax treatment of crypto assets, and the rules are more complicated for non-residents than many people assume. This guide sets out the key issues.
Read article →Tax PlanningCryptocurrency Tax in the UK — HMRC's Approach and Your Obligations
HMRC does not treat cryptocurrency as currency. Gains are subject to Capital Gains Tax, income from staking is taxable, and HMRC has extensive data from exchanges. Here is what UK taxpayers need to know.
Read article →InvestmentsCryptocurrency Regulation in 2026: What International Investors Need to Know
Crypto regulation has advanced significantly in 2025–26. MiCA in the EU, CARF automatic reporting, and FCA rules are all live. Here is what international investors need to understand.
Read article →InvestmentsUK Cryptocurrency Regulation in 2026: FCA Rules, Tax and What Investors Need to Know
The UK's crypto regulatory framework is taking shape rapidly. This guide covers FCA registration requirements, the financial promotions regime, HMRC's tax treatment of crypto assets including DeFi and staking, MiCA's influence, and what it all means for investors.
Read article →InvestmentsCryptocurrency in International Investment Portfolios
Should internationally mobile investors hold cryptocurrency? An objective assessment of the role of digital assets, the regulatory landscape, tax treatment and custody options.
Read article →Tax PlanningCryptocurrency and UK Tax: The Definitive HMRC Guide for 2026
HMRC classifies cryptoassets as property, not currency. Every disposal — including crypto-to-crypto exchanges — is a CGT event. Every mining reward and staking income is taxable income. This guide covers HMRC's current position and the implications for UK residents and non-residents.
Read article →Tax PlanningDeFi, Staking and Yield Farming: UK Tax Treatment Explained
HMRC's approach to DeFi, staking, yield farming, hard forks, and airdrops is detailed in published guidance but still leaves grey areas. We explain the current position, record-keeping obligations, and voluntary disclosure for those who have not previously reported.
Read article →Tax PlanningCRS and FATCA: Automatic Information Exchange Explained
The era of bank secrecy is over. Under CRS and FATCA, financial institutions in 120+ countries automatically exchange account information with tax authorities. This guide explains what is reported, what it means for your compliance obligations, and what the FIG regime means for non-doms.
Read article →Tax PlanningCRS and FATCA Explained: What Every Expat Needs to Know
A clear explanation of the Common Reporting Standard and FATCA for expats and internationally mobile investors: what gets reported, who is affected, penalties for non-disclosure, and how to stay compliant.
Read article →Estate PlanningCross-Border Succession: EU Succession Regulation Explained
How the EU Succession Regulation (Brussels IV) affects estate planning for British nationals living in EU countries, and how it interacts with the UK's post-Brexit legal position.
Read article →Wealth ManagementCross-Border Estate Planning: A Complete Guide for Multi-Jurisdiction Estates
When your assets span several countries, estate planning becomes a legal puzzle. Here is how internationally mobile families navigate UK domicile rules, overseas forced heirship regimes, and the practical challenges of multi-jurisdiction wills.
Read article →InvestmentsCritical Illness Payout: How to Invest a Lump Sum Tax-Efficiently
A critical illness payout is tax-free on receipt, but how you invest and hold the proceeds determines whether the money works as hard as possible for you and your family.
Read article →Expat LifeCritical Illness Cover for Expats: What You Need to Know
A guide to critical illness insurance for expatriates: how it works, what is covered, exclusions, claiming abroad, the interaction with income protection and life insurance, and how to choose the right policy.
Read article →Expat LifeWhat Happens to Your UK Affairs If You Lose Capacity Abroad?
If you lose mental capacity while living overseas — through accident, stroke, or dementia — and have no registered Lasting Power of Attorney, no one can legally manage your UK financial affairs. The Court of Protection process is the alternative. It is slower, more expensive, and more stressful than you might expect.
Read article →Expat LifeHow Much Do You Need to Retire Abroad? Country-by-Country Cost Analysis
A detailed cost-of-living analysis for the most popular expat retirement destinations, with realistic income and capital requirements for a comfortable retirement abroad.
Read article →Expat LifeThe True Cost of Retiring Abroad: A Destination-by-Destination Analysis
The cost of retiring abroad varies enormously by destination — from Chiang Mai, where a comfortable lifestyle costs a fraction of London, to Malta or Cyprus, where costs are closer to Western European norms. This guide compares the real costs, healthcare options, tax treatment, and residency requirements in the most popular destinations for British retirees.
Read article →Expat LifeNavigating the Cost of Living as an Internationally Mobile Person
For internationally mobile people, cost of living is not a single number — it is a multi-currency, multi-jurisdiction challenge that requires deliberate financial planning to manage.
Read article →Wealth ManagementCryptocurrency Portfolio Allocation in 2026: What the Evidence Says
A balanced look at crypto as a portfolio diversifier in 2026 — position sizing, risk management, and what the evidence actually shows.
Read article →News & UpdatesCross-Border Inheritance Planning: How to Manage Estate Taxes Across Multiple Jurisdictions
Cross-border inheritance planning has shifted from a technical legal exercise to a core component of wealth preservation. The combination of global tax transparency, stricter residency enforcement, and conflicting legal systems has created a scenario where poorly structured estates are routinely exp
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.