Insights & research
Articles from our advisory team
Protecting Your Assets Before Marriage Abroad: Prenuptial Agreements and Financial Planning
How internationally mobile HNW individuals can protect their assets before marriage: prenuptial agreements across jurisdictions, community property regimes, financial disclosure, and protecting inherited wealth and business interests.
Read article →InvestmentsProtecting Your Wealth When Currencies Collapse
Currency crises happen with regularity and erode wealth rapidly. The Turkish Lira fell 75%, the Argentine Peso 95%, the Lebanese Pound effectively went to zero. Here is the protection framework.
Read article →Market AnalysisQE, Quantitative Tightening, and What It Means for Your Investments
Central bank quantitative easing inflated asset prices across equities, bonds, and property simultaneously. Quantitative tightening is reversing some of this. Understanding what QE actually did — and what a more normal rate environment means — is essential context for any investor in 2026.
Read article →InvestmentsHow to Rebalance Your Portfolio in a Tax-Efficient Way
Rebalancing keeps your portfolio on track but can trigger avoidable tax. Here is how to rebalance efficiently using wrappers, contributions, and timing.
Read article →Market AnalysisRemortgage Strategy in 2026: When to Fix, When to Track and How to Switch
With the Bank of England in a rate-cutting cycle, the decision between fixing and tracking your mortgage has material consequences. This guide covers the remortgage process, ERC calculations, product transfers, and lending options for non-residents.
Read article →Tax PlanningRepatriating Capital to the UK After Living Abroad: Tax Implications and Strategies
Returning to the UK after years abroad — or making a significant visit — raises important questions about the tax treatment of offshore capital. Getting the timing and structure right matters enormously.
Read article →Tax PlanningThe Residence Nil Rate Band Explained: A Practical Guide for Estate Planning
The Residence Nil Rate Band adds up to £175,000 to the IHT allowance for qualifying estates — but the conditions are specific and the interactions with trusts, large estates, and downsizing are widely misunderstood. We set out the rules clearly.
Read article →Expat LifeRetiring in the UAE: The Retired Resident Visa, Zero Tax, and Financial Planning
The UAE Retired Resident Visa requirements, zero income and inheritance tax, mandatory health insurance costs, DIFC and ADGM Wills registry, and financial planning for retirees in Dubai and Abu Dhabi.
Read article →Expat LifeNegotiating Your Expat Compensation Package: What to Ask For and Why
Understanding the components of an expat compensation package — housing, schooling, tax equalisation, flights, and hardship allowances — and how to negotiate effectively when relocating for work.
Read article →Expat LifePaying School Fees: Funding Options, Tax Planning and What They Really Cost
Independent school fees are a major commitment for many HNW families. This guide compares funding options — from current income to investment bonds, trusts and grandparent contributions — and the tax planning around each.
Read article →PensionsSIPPs for Sophisticated Investors: Permitted Investments, Borrowing, and Commercial Property
A Self-Invested Personal Pension offers the widest investment choice within the pension wrapper — but permitted investments have specific rules, borrowing is capped, and commercial property in a SIPP carries particular complexity. We set out the key rules.
Read article →Wealth ManagementSetting Up a Family Trust: A Complete Guide for HNW Individuals
Family trusts can protect wealth, facilitate succession, and reduce inheritance tax — but they are complex legal and tax structures. This guide covers when a trust is appropriate, which type to use, and how to set one up correctly.
Read article →Market AnalysisSovereign Debt Crises: Case Studies, Investment Strategies, and Lessons for Private Investors
From Argentina to Greece to Zambia, sovereign debt crises have created both catastrophic losses and extraordinary returns. We examine real case studies, explain how sovereign bond restructuring works, and identify what — if anything — private investors should do.
Read article →Financial PlanningFinancial Planning for Internationally Mobile Sports Professionals
A sports professional's career lasts 10-15 years. The financial decisions made during those years determine security for the remaining 50+ years of their life. Here is the planning framework they need.
Read article →InvestmentsChoosing a UK Investment Platform: The Complete Comparison Guide for 2026
With dozens of platforms competing for UK investors' assets, the fee differences are significant — particularly for large portfolios. This guide compares HL, Interactive Investor, AJ Bell, Vanguard UK, Fidelity, and Interactive Brokers on cost, range, and service.
Read article →InvestmentsStructured Products for International Investors: A Practical Guide
Structured products — investments with pre-defined returns linked to a market index or basket — are widely used by wealth managers and private banks but often poorly understood. This guide explains the main types, the genuine risks, and how they fit into an international investor's portfolio.
Read article →InvestmentsUK and EU Sustainable Finance Regulation: What Investors Need to Know
A guide to sustainable finance regulation for investors: FCA SDR labels, EU SFDR Article 8 and 9, EU Taxonomy, CSRD, TCFD, greenwashing enforcement, and how regulation affects fund selection.
Read article →InvestmentsESG Investing: A Guide for Internationally Mobile Investors
ESG investing has grown from a niche ethical stance to a mainstream consideration for institutional and individual investors alike. Understanding what it means — and what the evidence actually shows — is essential before committing capital.
Read article →InvestmentsRegular Investing in the UK: Pound-Cost Averaging, SIPs, and the Evidence on Timing
Regular monthly investing — sometimes called a Systematic Investment Plan or SIP — removes the timing decision and builds discipline into long-term wealth accumulation. This guide covers pound-cost averaging, platform options, DRIPs, pension auto-escalation, and the evidence on when lump-sum is better.
Read article →Financial PlanningThe 10 Most Common Financial Mistakes Expats Make
Most expat financial mistakes are avoidable — but they are remarkably common. Here are the ten we see most often and what to do instead.
Read article →Estate PlanningTrust Structures for International Estate Planning
Trusts are one of the most powerful tools in international estate planning — but they must be set up correctly. A guide to types, uses and the UK tax treatment of offshore trusts.
Read article →Wealth ManagementTrustee Duties and Responsibilities: A Complete Guide
Becoming a trustee carries significant legal obligations. This guide explains the core fiduciary duties, the Trustee Act 2000 framework, personal liability, and the role of offshore trustees and protectors in modern wealth planning.
Read article →Wealth ManagementTrustee Duties and Responsibilities: A Complete Guide
A comprehensive guide to trustee obligations under UK trust law: fiduciary duties, investment powers, record-keeping, HMRC reporting, and the personal liability trustees face when things go wrong.
Read article →Property InvestmentUK Commercial Real Estate Outlook 2026: Offices, Logistics, and REITs
The 2026 outlook for UK commercial real estate: office market stabilisation around hybrid working, retail evolution, logistics and industrial strength, multi-family residential growth, social infrastructure, and listed REIT opportunities.
Read article →Speak to a Global Investments adviser
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