Insights & research
Articles from our advisory team
Expat Life in Singapore: Financial and Tax Planning Guide 2026
Singapore remains one of the world's most attractive destinations for high-earning internationally mobile professionals — but optimising your financial position requires understanding both Singaporean and home-country rules.
Read article →Expat LifeExpat Life in New Zealand: Financial Planning Guide for Internationally Mobile Individuals
New Zealand's high quality of life, clean environment, and accessible immigration pathways attract internationally mobile families — but the tax and investment landscape requires careful attention for those with overseas assets.
Read article →Expat LifeExpat Life in Hong Kong: Financial and Tax Considerations 2026
Hong Kong retains a compelling financial proposition for internationally mobile individuals — low taxes, a major financial centre, and access to China — but the post-2019 political environment requires a frank assessment.
Read article →Expat LifeExpat Life in Canada: Pensions, Tax and Investment Planning Guide
Canada's high quality of life, stable institutions, and welcoming immigration policy attract internationally mobile individuals from around the world — but its tax system is comprehensive and demands careful planning.
Read article →Expat LifeThe Complete Insurance Guide for Expats 2026
The NHS does not cover you when you live abroad, and most UK insurance policies lapse when you emigrate. This guide covers the five insurance products every expat needs and how to compare international insurers.
Read article →Expat LifeInternational Private Medical Insurance: A Complete Guide for Expats
Choosing the right international health insurance is one of the most consequential decisions an expat makes. We compare IPMI against local cover, review the major insurers, and explain what the key policy terms actually mean.
Read article →Estate PlanningExpat Guide to Wills and Estate Planning in 2026
Dying without a will when you have assets across multiple countries is expensive and distressing for your family. Here is the practical guide to expat estate planning in 2026.
Read article →Expat Life10 Financial Mistakes British Expats Make (and How to Avoid Them)
British expats repeatedly make the same financial mistakes. Here are the ten most costly and what to do instead.
Read article →Expat LifeEmergency Financial Planning for Internationally Mobile Individuals
Expats face financial emergencies that UK residents rarely encounter: medical evacuation, forced repatriation, legal detention abroad. Here is the resilience framework every internationally mobile person needs.
Read article →PensionsExpat Divorce and Pensions: QROPS, QNUPS and Pension Sharing Orders Abroad
Pension assets in cross-border divorce are among the most complex and valuable — this guide explains how UK pensions, QROPS, and QNUPS are treated when a marriage ends abroad.
Read article →Financial PlanningDivorce Financial Planning for Expats: Protecting Assets Across Borders
Cross-border divorce creates complex financial risks for internationally mobile individuals — here is how to protect and restructure your assets when a marriage ends across jurisdictions.
Read article →Expat LifePlanning Your Children's Education as an Internationally Mobile Family
Education is often the largest discretionary cost for internationally mobile families. Planning fees, curriculum choices, and university funding from abroad requires both financial rigour and strategic thinking.
Read article →Expat LifeThe Complete Financial Checklist Before Leaving the UK
The financial consequences of an incomplete departure from the UK unfold slowly — sometimes years later. This checklist covers every significant financial task to complete before you leave: tax, pensions, banking, investments, insurance, property, legal documents, and estate planning.
Read article →Tax PlanningExit Taxation: Tax Charges When Leaving Your Home Country
A country-by-country guide to exit taxes — the charges many countries impose when residents emigrate — and how to plan around them to minimise unnecessary tax on departure.
Read article →InvestmentsETF vs Unit Trust and OEIC: A Tax Comparison for UK Investors
The tax differences between ETFs and unit trusts/OEICs: reporting fund status, equalisation, accumulation vs income units, stamp duty reserve tax, CGT on disposal, and the PFIC trap for US-connected investors.
Read article →InvestmentsETF Investing for International Investors: A Complete Guide
Exchange-traded funds offer international investors low-cost, flexible market exposure, but choosing the right structure requires understanding jurisdiction, tax treatment, and regulatory status.
Read article →InvestmentsETF Costs: Expense Ratios, Bid-Ask Spreads and Tax Drag Explained
The total cost of owning an ETF is higher than the headline expense ratio suggests — understanding bid-ask spreads, portfolio transaction costs, and tax drag is essential to accurate cost comparison.
Read article →Wealth ManagementEstate Planning for Business Owners: Protecting What You Have Built
For business owners, the business is often the primary asset — illiquid, hard to value, and inseparable from the owner's involvement. Estate planning for business owners must address not just who inherits but whether the business survives the transition.
Read article →Wealth ManagementEstate Planning for Internationally Mobile Blended Families
Second marriages, step-children, and assets in multiple countries create estate planning complexity that a standard will cannot adequately address. A guide to the structures available for internationally mobile blended families.
Read article →Wealth ManagementDigital Asset Estate Planning: Protecting Your Crypto, Accounts, and Digital Wealth
Digital assets — from cryptocurrency to online accounts — pose unique estate planning challenges. Without deliberate preparation, your digital wealth can be permanently lost at death. Here is what you need to do.
Read article →Wealth ManagementEstate Planning Checklist for Expats: A Jurisdiction-by-Jurisdiction Approach
Comprehensive estate planning checklist for British nationals living abroad: wills in multiple jurisdictions, LPAs and foreign equivalents, digital assets, life insurance nominations, forced heirship, Brussels IV, and the IHT excluded property trust.
Read article →Tax PlanningEstate Planning for British Nationals Living Abroad
Even if you have lived abroad for decades, you may still face UK inheritance tax on your worldwide estate. Estate planning is the most commonly neglected area of expat financial planning — and the most expensive mistake to leave uncorrected.
Read article →Tax PlanningEstate Freezing for IHT Planning: FICs, Loan Trusts, and Preference Shares
Estate freezing locks the value of your estate for IHT purposes at today's figure, allowing future growth to accrue outside the estate. This guide explains the main techniques — Family Investment Companies, loan trusts, and preference share structures — and how they compare.
Read article →Property InvestmentUsing Estate Agents for International Property Purchases
International estate agents operate in very different regulatory environments from the UK. Many countries have no agent licensing. The same agent may represent both buyer and seller. Understanding how agents operate — and what they cost — is essential to a successful international property purchase.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.