Insights & research
Articles from our advisory team
Protecting Your Wealth from Financial Fraud: A Practical Guide
Investment fraud, authorised push payment scams, and pension liberation schemes cost UK consumers over £1.2 billion annually. HNW individuals and expats are disproportionately targeted. This guide covers the threat landscape, how to check a firm, red flags, and what to do if you have been scammed.
Read article →Financial PlanningBehavioural Finance: The Psychological Biases That Cost Investors Money
Even the most financially sophisticated investors are susceptible to psychological biases that destroy returns. Understanding and correcting for these biases is among the highest-value work in wealth management.
Read article →Property InvestmentPurpose-Built Student Accommodation (PBSA) as an Investment
Purpose-built student accommodation offers an alternative to traditional HMO landlordism, with professionally managed rooms in purpose-designed blocks — but the risks are different and the secondary market thin.
Read article →PensionsQROPS vs SIPP for UK Expats: A Detailed Comparison
Should you transfer your UK pension to a QROPS or keep it in a SIPP? The answer depends on where you live, how long you plan to stay, and what you want to achieve. This comparison covers the key trade-offs — including the 25% Overseas Transfer Charge trap that costs expats dearly.
Read article →Market AnalysisQE Unwind and Markets: Understanding Quantitative Tightening and Its Impact on Investors
Central banks accumulated trillions in government bonds during the QE era. The unwind — quantitative tightening — is in progress and has significant implications for gilt yields, mortgage rates, and investment portfolios. We explain what investors need to know.
Read article →InvestmentsInflation and Real Assets: Why Tangible Investments Matter in the 2020s
The return of inflation to developed economies has elevated the strategic importance of real assets in HNW portfolios — this guide covers what works, what doesn't, and how to invest intelligently.
Read article →Property InvestmentReal Estate Investment Trends 2026: Office, Residential, Logistics and Hospitality
Global real estate is navigating the aftermath of rate rises, the remote work revolution, and a logistics boom. Here is a sector-by-sector guide for HNW investors in 2026.
Read article →Tax PlanningReceiving an Inheritance Abroad: Tax, Reporting and Investment Planning
Inheriting money or assets from abroad triggers specific tax and reporting obligations depending on your residency and domicile — and requires careful investment planning to preserve the windfall.
Read article →InvestmentsRecession-Proofing Your Investment Portfolio: A Practical Guide
No portfolio is truly recession-proof — but disciplined construction can dramatically reduce drawdowns while preserving long-term growth. Here is what the evidence shows about protecting wealth through economic contractions.
Read article →InvestmentsReal Estate Investment Trusts (REITs): A Guide for International Investors
How REITs work, the tax rules for non-resident investors, how to access global REIT markets, and how to use REITs effectively in an international portfolio.
Read article →InvestmentsREITs vs Direct Property Investment: Which Is Right for HNW Investors?
Real Estate Investment Trusts offer property exposure without the management burden, with instant liquidity and tax efficiency. But direct property has its own advantages — leverage, control, and tangibility. This guide compares the two for HNW investors.
Read article →Expat LifeThe Financial Checklist for a Lifestyle Relocation Abroad
A lifestyle relocation involves far more financial complexity than most people anticipate. This checklist covers destination analysis, pre-move tax actions (CGT crystallisation, carry-forward, ISA contributions), first-year financial setup, and what to review at 12 months.
Read article →Tax PlanningThe Remittance Basis Charge: Is It Still Worth Claiming?
The remittance basis charge applied to long-term non-doms who wished to shelter foreign income from UK tax — following the 2025 reforms, its relevance is largely historical but still affects some individuals.
Read article →Tax PlanningThe Remittance Basis: A Guide to What It Was and How It Ended
The remittance basis — which allowed non-doms to keep overseas income and gains untaxed by leaving them offshore — was abolished from April 2025. Here's what it was, and what comes next.
Read article →Financial PlanningOptimal Director Remuneration Planning in 2025/26
How to structure director pay in 2025/26: the low salary/high dividend model, National Minimum Wage for NI credit, pension via employer contributions, salary sacrifice, benefits in kind, and year-end tax planning for owner-managers.
Read article →Tax PlanningOptimal Salary and Dividend Mix for Company Directors in 2026
The optimal salary and dividend split for UK company directors has shifted with corporation tax and dividend tax changes. This guide sets out the 2026 numbers and planning considerations for owner-managers.
Read article →Citizenship & ResidencyRenouncing British Citizenship — Why, When, and the Financial Implications
Renouncing British citizenship is irreversible and rarely necessary for financial planning purposes. Understand the process, what it achieves, and what it doesn't before taking an irrevocable step.
Read article →Tax PlanningTax on Overseas Rental Income: A Guide for UK Residents
How UK residents are taxed on overseas rental income: self-assessment obligations, foreign tax credit relief, the property income allowance, allowable expenses, currency conversion, and how to avoid double-taxation traps.
Read article →Property InvestmentRenting vs Buying Property Abroad: The Financial Case for Internationally Mobile Individuals
Conventional wisdom says you should always own property. For internationally mobile individuals, the truth is considerably more nuanced — and sometimes renting is the more financially rational choice.
Read article →Market AnalysisDeglobalisation and Reshoring: How Supply Chain Shifts Affect Investors
The era of frictionless global trade is reversing. Understanding how deglobalisation and supply chain reshoring reshape investment opportunities is essential for globally mobile investors in 2026.
Read article →Expat LifeRetirement in the Sun: Spain, Portugal, Greece, Cyprus, Thailand or UAE?
A frank comparison of the six most popular expat retirement destinations — covering climate, cost, tax, healthcare, visa, and lifestyle — to help you find the right fit.
Read article →RetirementRetirement Income Planning Guide 2026: How to Fund a Long Retirement
Retirement income planning has become more complex than any previous generation faced. Longer life expectancies, the shift from defined benefit to defined contribution, record-low annuity rates (now recovering), and the reality of multi-currency international retirement all demand a more sophisticated approach than simply drawing down a pension pot.
Read article →Financial PlanningRetirement Income Sequencing: How to Draw Down Wealth Efficiently Across Borders
How internationally mobile retirees should sequence withdrawals from pensions, ISAs, investment accounts, and property: tax-efficient ordering, sequence-of-returns risk, and multi-currency income planning.
Read article →Financial PlanningThe Retirement Planning Mistakes International Investors Make Most Often
After 32 years of advising internationally mobile retirees, we have observed the same mistakes arising again and again — here is how to avoid them.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.