Insights & research
Articles from our advisory team
Portugal's IFICI Regime: The NHR Replacement Explained for 2026
Portugal's IFICI regime (successor to NHR): the 20% flat rate for qualified activities, eligible professions, treatment of pensioners, transitional provisions for existing NHR holders, the 10-year term, and how to register.
Read article →Property InvestmentPortugal Property Market 2026: What International Buyers Need to Know
Portugal property in 2026: price trends in Lisbon, Porto, and the Algarve; the end of Golden Visa property routes; Alojamento Local crackdowns; NHR/IFICI interaction with rental income; and buying costs explained.
Read article →InvestmentsPound Cost Averaging: Does Regular Investing Beat Lump Sum?
Pound cost averaging — investing a fixed amount regularly rather than all at once — is psychologically compelling but the evidence suggests lump sum investing typically produces higher returns over time.
Read article →Financial PlanningPowers of Attorney for Internationally Mobile Families
Why powers of attorney are essential for international families, how different jurisdictions handle them, and how to ensure your financial and personal affairs can be managed if you lose capacity abroad.
Read article →InvestmentsAccessing Pre-IPO and Private Market Investments: A Guide for HNW Investors
Pre-IPO investing and private markets can offer returns unavailable in public equity markets — but they carry significant risks including illiquidity, dilution, and total loss. Here is what sophisticated investors need to understand.
Read article →Financial PlanningPre-Retirement Financial Planning: The Five-Year Countdown Checklist
The five years before retirement are the most critical for financial preparation — the decisions made in this window have more impact on retirement security than almost anything done before.
Read article →InvestmentsGold and Precious Metals in 2026: Portfolio Role and Investment Methods
Gold has reached new all-time highs in 2026 as geopolitical stress and de-dollarisation drive central bank and private demand. Here is a comprehensive guide for HNW investors on how to hold and why.
Read article →InvestmentsUnlocking Value from a Private Company Shareholding: Exit Strategies Explained
For many HNW individuals, a large holding in a private company represents the bulk of their wealth — but also their greatest liquidity problem. Here is how to plan an exit or partial realisation efficiently.
Read article →InvestmentsPrivate Credit and Direct Lending for HNW Investors
Private credit has become one of the fastest-growing asset classes in alternative investments, offering HNW investors attractive income and diversification — but the illiquidity and credit risks demand careful evaluation.
Read article →Wealth ManagementPlanning for a Private Equity Exit: Financial Planning Around a PE-Backed Business Sale
A guide to financial planning for management teams approaching a private equity exit: tax treatment of management equity, Warranty and Indemnity insurance, earn-out structures, and how to invest the proceeds.
Read article →InvestmentsPrivate Markets Access for HNW International Investors
Private equity, private credit, infrastructure, and real assets have historically delivered return premiums over listed markets — but accessing quality opportunities requires scale, relationships, and careful due diligence.
Read article →InvestmentsPrivate Markets in 2026: Why HNW Investors Are Increasing Allocations
Private equity, private credit, and private real assets now account for a growing share of HNW portfolios globally. This guide explains why the shift is happening and how to access it prudently.
Read article →InvestmentsPrivate Markets vs Public Markets: A Return Comparison for Investors
Long-run return comparison of private equity and venture capital vs listed equities: Cambridge Associates data, survivorship bias in PE reporting, IRR vs TWR, the J-curve, the liquidity premium argument, and access tiers for investors.
Read article →Estate PlanningProbate for Foreign Property: Dealing with Multiple Jurisdictions
How to navigate the probate process when a deceased person owned property or assets in multiple countries — covering ancillary grants, resealing, and practical steps for international estates.
Read article →Wealth ManagementThe UK Probate Process Explained: A Practical Guide for Executors and Families
Dealing with probate after a death is rarely simple, often expensive, and sometimes protracted. This guide explains when probate is needed, how to apply, the IHT reporting requirements, what the process costs, and how long to expect it to take.
Read article →Financial PlanningUK Probate: The Process, Costs, and Timeline for Families
A practical guide to the UK probate process for executors and families: when probate is needed, how to apply, IHT payments before probate, overseas assets, costs, and the digital estate.
Read article →InvestmentsProperty Crowdfunding Platforms: Investing with Smaller Sums
Property crowdfunding allows investors to access real estate assets with modest capital, but the illiquidity, platform risk, and fee structures demand careful assessment before committing.
Read article →Property InvestmentProperty Crowdfunding Platforms: Investing in Real Estate with Smaller Sums
How property crowdfunding platforms work, what returns to expect, the risks involved, and how they compare with other accessible property investment options.
Read article →Property InvestmentProperty Development Finance: Bridging Loans, Development Lending and Exit Strategies
Whether you are a first-time developer or an experienced investor scaling up, understanding the full range of property development finance — from bridging to mezzanine to JV structures — is essential. We cover the complete financing stack.
Read article →Property InvestmentProperty Holding Structures Compared: Personal, Ltd Company, LLP, and Trust
A detailed comparison of property holding structures for UK and international investors: personal ownership, limited company, LLP, and trust — analysing income tax, CGT, IHT, SDLT, and succession implications.
Read article →Tax PlanningBuying Investment Property Through a Limited Company: Tax Pros and Cons
Should you buy your next rental property personally or through a limited company? We analyse the corporation tax advantages, Section 24 relief, ATED, and the true cost of extraction for property investors.
Read article →Property InvestmentProperty Transaction Costs When Buying Abroad: Country by Country
Transaction costs when buying overseas property vary from under 2% to over 15% of purchase price depending on the country. Understanding these costs is essential before committing to an overseas purchase.
Read article →Financial PlanningProperty vs Pension: Which Builds More Wealth for Expats?
An honest, evidence-based comparison of property investment and pension contributions as wealth-building strategies for internationally mobile professionals and expats.
Read article →Wealth ManagementProperty vs Stocks: Which Is the Better Investment?
Property or stocks? The honest answer is that neither is universally better — and most high-net-worth investors benefit from both. Here is how to think through the comparison.
Read article →Speak to a Global Investments adviser
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