Insights & research
Articles from our advisory team
Offshore Fixed Term Deposit Rates in 2026: Where Are the Best Returns?
A practical guide to offshore fixed term deposit rates in 2026 — best rates, depositor protection, and whether it is worth moving cash offshore.
Read article →Tax PlanningUsing Offshore Companies for International Business: What's Legal and What Isn't
A balanced guide to offshore company structures for internationally mobile business owners and investors: legitimate uses, economic substance requirements, UK tax rules, and the lines that must not be crossed.
Read article →Tax PlanningOffshore Company Formation: What It Is, Who Uses It, and the Tax Reality
Offshore companies are widely misunderstood — simultaneously mythologised as a magic tax solution and condemned as inherently suspect. The reality is more nuanced. Here is an honest account of how they work, when they are legitimate, and why UK residents should think carefully before relying on them.
Read article →Wealth ManagementComparing Offshore Financial Centres in 2026
Choosing the right offshore financial centre matters — regulatory strength, CRS compliance, product range, and political stability vary significantly across jurisdictions.
Read article →InvestmentsOffshore Bonds vs Onshore Bonds: A Detailed Comparison
Investment bonds are a powerful tax planning tool — but choosing between an offshore bond and a UK onshore bond depends on your tax position, residency, and long-term plans. Here is how to decide.
Read article →InvestmentsOffshore Bonds: Tax-Efficient Investment Wrappers for International Clients
A comprehensive guide to offshore investment bonds — how they work, their tax advantages, suitability for internationally mobile investors, and the key considerations before investing.
Read article →InvestmentsOffshore Investment Bonds: Gross Roll-Up, Top-Slicing, and Time Apportionment for International Investors
Offshore investment bonds offer tax deferral, gross roll-up, and specific benefits for internationally mobile investors. We explain how they work, the key tax mechanics, and when they make sense for HNW individuals with international profiles.
Read article →News & UpdatesOffshore Bonds, Platforms, and Wraps for Global HNW Families
Offshore bonds, platforms, and wraps have become one of the most effective frameworks for internationally mobile high-net-worth (HNW) families to structure, consolidate, and manage their global wealth. These structures combine custody, reporting, tax-aware planning, succession planning, and global i
Read article →Tax PlanningOffshore Investment Bonds for International Retirees: Planning Considerations
For non-UK-resident retirees, offshore investment bonds can offer meaningful tax deferral and estate planning benefits — but the structure must be correctly matched to your circumstances.
Read article →Financial PlanningUsing Offshore Bonds to Fund School and University Fees
Offshore investment bonds have specific features that make them well-suited to long-term education funding — particularly for parents who are higher or additional rate taxpayers. Here is how the structure works and when it makes financial sense.
Read article →Tax PlanningThe Offshore Bond vs ISA Debate for Returning Expats
Returning expats face a genuine choice between offshore bonds and ISAs for UK-resident investing — the right answer depends on their residence history, tax position, and investment horizon.
Read article →InvestmentsOffshore Bonds Explained: What They Are and When They Make Sense
Offshore bonds are one of the most effective planning tools for internationally mobile investors — but they are often misunderstood. A plain-English guide to how they work.
Read article →Property InvestmentOff-Plan Property Investment: Risks, Rewards and How to Protect Your Capital
A balanced guide to buying off-plan property — covering the financial case, the real risks of developer failure and delay, contractual protections and how to conduct due diligence.
Read article →Tax PlanningNon-Resident Landlord Scheme: A Complete HMRC Guide for Expats
Step-by-step explanation of the Non-Resident Landlord Scheme — how it works, how to apply for gross receipt of rent, and what your ongoing compliance obligations are.
Read article →InvestmentsNRI Investment Guide: Financial Planning for UK-Based Indian Non-Residents
The UK has one of the world's largest Indian diaspora communities. For UK-based NRIs, managing investments spanning two countries — India and the UK — requires understanding the NRI banking framework, Indian investment routes, FEMA regulations, and the UK-India Double Tax Agreement.
Read article →Expat LifeNotifying HMRC When You Leave the UK: The P85 and What Comes After
Leaving the UK doesn't end your UK tax obligations. It starts a process of notification, reconfiguration, and ongoing compliance that can persist for years. Here is what to do, in what order, and what HMRC expects from you.
Read article →Tax PlanningNormal Expenditure Out of Income: The Most Powerful IHT Exemption Most People Ignore
Most IHT gifting strategies are limited by the small annual exemptions or the seven-year rule for larger gifts. The normal expenditure out of income exemption is different — it can shelter unlimited amounts and does not require you to survive seven years. Here is how it works.
Read article →Tax PlanningThe Non-Resident Landlord Scheme: A Guide for Overseas Property Owners
If you own UK rental property but live abroad, the Non-Resident Landlord Scheme (NRLS) affects how your rental income is collected and taxed. This guide explains the withholding obligation on tenants and agents, how to apply to receive gross rental income, and your UK tax filing obligations.
Read article →Tax PlanningUK Tax on Rental Income: The Non-Resident Landlord Scheme
British expats who own UK property and receive rental income must engage with the Non-Resident Landlord scheme — this guide explains how it works, how to register, and how to minimise your UK rental tax liability.
Read article →Tax PlanningThe Non-Resident Landlord Scheme: A Complete Guide for British Expats
How the UK Non-Resident Landlord (NRL) scheme works, how to register to receive gross rent, reporting obligations on SA105, foreign tax credits for tax paid abroad, and the new IHT rules on overseas property after April 2025.
Read article →Tax PlanningThe Non-Dom Regime Abolished: What Changed in April 2025 and What It Means
The UK's non-domicile tax regime was abolished in April 2025, replaced by the Foreign Income and Gains regime. This guide explains what changed, who is affected, and what planning steps remain available.
Read article →Tax PlanningNon-Dom Reform: What Expats Need to Know in 2026
The April 2025 non-dom reform abolished the remittance basis — here is who is affected and what to do.
Read article →Tax PlanningNon-Dom Reform 2025: What Changed and What It Means for You
The remittance basis was abolished in April 2025. Here is a clear explanation of the new regime, who is affected, and the planning strategies that remain.
Read article →Tax PlanningThe FIG Regime: UK Tax Rules for New Arrivals After April 2025
The FIG regime gives new UK arrivals a 4-year window of full relief on overseas income and gains. After that, worldwide taxation applies on the arising basis.
Read article →Speak to a Global Investments adviser
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