Insights & research
Articles from our advisory team
Multi-Asset Fund of Funds: Convenience vs Cost
Multi-asset funds of funds offer a single diversified solution for international investors who want simplicity — but a second layer of charges and reduced transparency come at a real price.
Read article →Expat LifeMulti-Currency Accounts: Best Options for Global Professionals
A comprehensive guide to multi-currency banking accounts for globally mobile professionals — comparing features, fees, regulatory protections, and use cases in 2026.
Read article →Wealth ManagementMulti-Generational Wealth Transfer: Strategies for Global Families
Transferring substantial wealth across generations in multiple countries requires careful coordination of trusts, tax treaties, family governance, and investment structures.
Read article →Financial PlanningThe Financial Plan for a Business Owner Selling Their Company
For most entrepreneurs, the business exit is the largest financial event of their life. Pre-sale planning, BADR, EIS reinvestment relief, tax year timing, and post-exit cash management all matter enormously.
Read article →Expat LifeProbate and Estate Administration for Internationally Mobile Families
When a globally mobile person dies with assets in multiple jurisdictions, their executors face a complex, expensive process. Understanding what probate involves — and how to prepare for it — protects your family.
Read article →Expat LifeLiving in New Zealand as an Expat: Retirement, Tax and Residency
New Zealand offers a four-year foreign income exemption for new tax residents, KiwiSaver for retirement savings, and a tranquil quality of life — but its remoteness and property costs require careful financial planning for UK expats.
Read article →Wealth ManagementThe Next Generation and Wealth: Financial Education for HNW Families
The largest inter-generational wealth transfer in history is under way. Whether it builds or destroys family wealth depends almost entirely on how the next generation is prepared.
Read article →Expat LifeNomad Capitalist Strategies Explained: Flag Theory and Practical HNW Planning
The nomad capitalist concept has moved from niche internet forum to mainstream HNW planning conversation. Here is what it actually means, what works in practice, and what the tax authorities think of it.
Read article →Tax PlanningNon-Dom Abolition: What Actually Happened in April 2025
The UK's non-domicile tax regime was fundamentally reformed in April 2025. This guide explains exactly what changed, who is affected, and the new rules in plain English — without the jargon.
Read article →Tax PlanningThe FIG Regime: UK Tax Rules for New Arrivals After April 2025
The FIG regime gives new UK arrivals a 4-year window of full relief on overseas income and gains. After that, worldwide taxation applies on the arising basis.
Read article →Tax PlanningNon-Dom Reform 2025: What Changed and What It Means for You
The remittance basis was abolished in April 2025. Here is a clear explanation of the new regime, who is affected, and the planning strategies that remain.
Read article →Tax PlanningNon-Dom Reform: What Expats Need to Know in 2026
The April 2025 non-dom reform abolished the remittance basis — here is who is affected and what to do.
Read article →Tax PlanningThe Non-Dom Regime Abolished: What Changed in April 2025 and What It Means
The UK's non-domicile tax regime was abolished in April 2025, replaced by the Foreign Income and Gains regime. This guide explains what changed, who is affected, and what planning steps remain available.
Read article →Tax PlanningThe Non-Resident Landlord Scheme: A Complete Guide for British Expats
How the UK Non-Resident Landlord (NRL) scheme works, how to register to receive gross rent, reporting obligations on SA105, foreign tax credits for tax paid abroad, and the new IHT rules on overseas property after April 2025.
Read article →Tax PlanningUK Tax on Rental Income: The Non-Resident Landlord Scheme
British expats who own UK property and receive rental income must engage with the Non-Resident Landlord scheme — this guide explains how it works, how to register, and how to minimise your UK rental tax liability.
Read article →Tax PlanningThe Non-Resident Landlord Scheme: A Guide for Overseas Property Owners
If you own UK rental property but live abroad, the Non-Resident Landlord Scheme (NRLS) affects how your rental income is collected and taxed. This guide explains the withholding obligation on tenants and agents, how to apply to receive gross rental income, and your UK tax filing obligations.
Read article →Expat LifeNotifying HMRC When You Leave the UK: The P85 and What Comes After
Leaving the UK doesn't end your UK tax obligations. It starts a process of notification, reconfiguration, and ongoing compliance that can persist for years. Here is what to do, in what order, and what HMRC expects from you.
Read article →InvestmentsNRI Investment Guide: Financial Planning for UK-Based Indian Non-Residents
The UK has one of the world's largest Indian diaspora communities. For UK-based NRIs, managing investments spanning two countries — India and the UK — requires understanding the NRI banking framework, Indian investment routes, FEMA regulations, and the UK-India Double Tax Agreement.
Read article →Tax PlanningNon-Resident Landlord Scheme: A Complete HMRC Guide for Expats
Step-by-step explanation of the Non-Resident Landlord Scheme — how it works, how to apply for gross receipt of rent, and what your ongoing compliance obligations are.
Read article →Property InvestmentOff-Plan Property Investment: Risks, Rewards and How to Protect Your Capital
A balanced guide to buying off-plan property — covering the financial case, the real risks of developer failure and delay, contractual protections and how to conduct due diligence.
Read article →InvestmentsOffshore Bonds Explained: What They Are and When They Make Sense
Offshore bonds are one of the most effective planning tools for internationally mobile investors — but they are often misunderstood. A plain-English guide to how they work.
Read article →Tax PlanningThe Offshore Bond vs ISA Debate for Returning Expats
Returning expats face a genuine choice between offshore bonds and ISAs for UK-resident investing — the right answer depends on their residence history, tax position, and investment horizon.
Read article →Financial PlanningUsing Offshore Bonds to Fund School and University Fees
Offshore investment bonds have specific features that make them well-suited to long-term education funding — particularly for parents who are higher or additional rate taxpayers. Here is how the structure works and when it makes financial sense.
Read article →Tax PlanningOffshore Investment Bonds for International Retirees: Planning Considerations
For non-UK-resident retirees, offshore investment bonds can offer meaningful tax deferral and estate planning benefits — but the structure must be correctly matched to your circumstances.
Read article →Speak to a Global Investments adviser
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