Insights & research
Articles from our advisory team
Living in Dubai: A Complete Financial Guide for 2026
Dubai offers zero income tax and world-class infrastructure, but the financial practicalities — banking, visas, UK tax obligations, healthcare, property — require careful planning. Here is your complete guide.
Read article →Expat LifeLiving in Portugal in 2026: Tax, Visas, and the Expat Reality
Portugal's tax landscape has changed significantly. The NHR regime is gone, replaced by IFICI. Here is what British expats need to know in 2026.
Read article →Expat LifeLiving in Spain: A Financial Guide for British Expats 2026
Spain remains one of the most popular destinations for British expats — the lifestyle, the climate, and the relatively affordable cost of living outside of Barcelona and Madrid are enduring attractions. Managing your finances well as a resident requires understanding Spanish tax, the Beckham Law, healthcare, property ownership, and banking.
Read article →Expat LifeLiving in Thailand as a British Expat: The Complete Financial Guide
Thailand remains one of the most attractive destinations in the world for British expats seeking a lower cost of living, excellent healthcare, and a warm climate. But the financial realities of living there — visa rules, property restrictions, Thai banking, and the UK tax position — require careful planning before you move.
Read article →Financial PlanningWhat Standard of Living Can Your Pension Fund? A Practical Guide
Most people have a vague sense of what they want in retirement — but the numbers behind different living standards are surprisingly specific. Here is how to calculate whether your savings can deliver the lifestyle you expect.
Read article →Property InvestmentLondon Real Estate for International HNW Buyers
Prime Central London property for international HNW investors: PCL price performance, non-resident CGT since 2019, 2% SDLT surcharge, ATED for enveloped dwellings, company vs personal purchase, and leasehold reform.
Read article →Financial PlanningLong-Term Care Planning for Internationally Mobile Retirees
The financial and practical challenges of funding long-term care are multiplied for internationally mobile retirees — here is how to plan ahead before the need arises.
Read article →Financial PlanningLongevity Risk: Planning for a 30-Year Retirement
Outliving your money is the defining financial risk of modern retirement — here is a comprehensive framework for planning a 30-year (or longer) income that remains adequate throughout.
Read article →Financial PlanningLongevity Risk: Planning for the Possibility of Living Longer Than Expected
The greatest underestimated risk in retirement planning is not investment volatility — it is living significantly longer than your financial plan assumed. Here is how to address it.
Read article →InvestmentsLuxembourg SICAV Funds for International Investors
Luxembourg's SICAV structure dominates European fund distribution — understanding how SICAVs work, their share class structures, and their tax treatment is essential for internationally mobile investors.
Read article →Wealth ManagementLuxury Asset Management for Internationally Mobile HNW Clients
Managing a portfolio of luxury assets — art, jewellery, classic cars, wine, and watches — across multiple jurisdictions requires specialist expertise in valuation, insurance, storage, and estate planning.
Read article →Expat LifeLiving in Malta as an Expat: Residency by Investment and Tax Planning
Malta's EU membership, English-speaking environment, and suite of formal residency and tax programmes make it one of Europe's most structured destinations for HNW individuals seeking a European base with tax efficiency.
Read article →Tax PlanningMalta as a Tax Residence: Programmes, Rates, and What Investors Need to Know
Malta's tax residence programmes explained: the flat 15% remittance-based rate, no inheritance or wealth tax, the Malta Retirement Programme, HNWI scheme, and how the island compares to Cyprus and Portugal.
Read article →Wealth ManagementManaged Portfolio Services Explained: Is an MPS Right for You?
Managed portfolio services offer professionally run, risk-graded portfolios from around £50,000. Here is how they work and who they suit.
Read article →Tax PlanningTax Planning for Employee Share Schemes — EMIs, ESPPs, RSUs, and Options
RSUs vest while you are travelling between tax jurisdictions. EMI options offer BADR-rate CGT (18% from 2026/27). ISOs lose their US advantage when exercised abroad. Share scheme tax is one of the most complex areas for internationally mobile professionals.
Read article →Wealth ManagementManaging a Large Inheritance or Windfall: A Practical Guide
A large inheritance can transform your financial position — but it also brings risk, complexity, and emotional pressure. This guide provides a structured framework for managing a significant windfall wisely, from the immediate steps through to long-term investment and estate planning.
Read article →Financial PlanningMental Capacity and Financial Planning for Expats: Lasting Powers of Attorney Abroad
Why mentally incapacity planning is especially important for expats: how UK Lasting Powers of Attorney work overseas, recognition challenges, local equivalents in key jurisdictions, and practical steps to protect your affairs.
Read article →Tax PlanningMixed Fund Rules and the Remittance Basis Explained
The mixed fund ordering rules determined how remittances from offshore accounts were taxed under the remittance basis — and the legacy of these rules continues to affect those with historical offshore positions.
Read article →Expat LifeLiving in Monaco as an Expat: Tax Residency Requirements and Lifestyle Costs
Monaco's zero personal income tax and complete absence of capital gains and inheritance tax make it the world's most famous low-tax jurisdiction — but qualifying for residency and affording the lifestyle are both significant undertakings.
Read article →Property InvestmentMortgage Options for Expats in 2026: Lenders, Rates, and Structures
A comprehensive guide to obtaining a mortgage as a British expat in 2026, covering specialist lenders, international mortgage markets, currency risk, and how to structure borrowing across borders.
Read article →Financial PlanningMoving to Cyprus: A Complete Financial Guide
Cyprus is one of Europe's most financially attractive destinations for internationally mobile individuals. Here is a comprehensive guide to the financial and practical aspects of making the move.
Read article →Financial PlanningMoving to Spain: The Complete Financial Guide for UK Nationals
Post-Brexit, UK nationals can no longer simply move to Spain. This guide covers visas, NIE numbers, Spanish banking, tax registration, Modelo 720, social security, healthcare, and property buying.
Read article →Wealth ManagementMoving Wealth Abroad: Transfers, Currency, and Compliance
A practical guide to transferring wealth internationally: HMRC reporting obligations, FSCS protection on offshore deposits, currency risk management, regulated FX broker selection, and timing large transfers.
Read article →InvestmentsMulti-Asset Fund of Funds: Convenience vs Cost
Multi-asset funds of funds offer a single diversified solution for international investors who want simplicity — but a second layer of charges and reduced transparency come at a real price.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.