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Tax Planning

Tax Planning

Tax-Efficient Investment Structures for Entrepreneurs After a Business Exit

Selling a business creates a once-in-a-lifetime opportunity to set up a tax-efficient investment structure. The decisions made in the first twelve months after exit have consequences for decades.

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Tax Planning

Investment Wrappers Explained: ISA, Pension, Offshore Bond, and GIA Compared

ISA, SIPP, offshore bond, general investment account — these are the main containers available for UK-linked investments. Choosing the right wrapper for your situation, filling them in the right order, and knowing how to draw down from them efficiently can make a significant difference to your long-term after-tax wealth.

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Tax Planning

ISAs for the Internationally Mobile: Rules, Restrictions, and Strategies

The UK Individual Savings Account (ISA) is one of the most valuable tax shelters available to UK resident investors. But what happens to your ISA when you move abroad? Can non-residents contribute? And how do overseas tax authorities treat ISA income? Here is the complete picture.

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Tax Planning

Substance Requirements for Offshore Structures: New Rules Post-BEPS

How the OECD's BEPS project and the global economic substance rules that followed have fundamentally changed the requirements for legitimate offshore corporate structures.

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Tax Planning

SDLT Planning and Mitigation: A Practical Guide for Property Investors

Stamp Duty Land Tax planning: mixed-use relief, multiple dwellings relief, partnership transfers, first-time buyer relief, SDLT on divorce, incorporation stamp duty, Scotland (LBTT) and Wales (LTT) differences, and linked transactions.

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Tax Planning

Split Year Treatment: How It Works for Leavers and Arrivers

Split year treatment divides your UK tax year into a resident and non-resident part — understanding the eight cases that trigger it is essential for expats leaving or arriving in the UK.

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Tax Planning

Spanish Tax for British Expats After Brexit: A Complete Guide

Spain remains a top destination for British expats, but the tax picture has grown more complex since Brexit. A comprehensive guide to Spanish tax for UK nationals in 2026.

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Tax Planning

Spain's Beckham Law Explained: The Special Expatriate Tax Regime in 2026

Spain's Régimen Especial de Trabajadores Desplazados — the Beckham Law — explained: 24% flat rate for six years, the 2023 reforms extending it to the self-employed and digital nomads, the application process, and how to maintain eligibility.

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Tax Planning

Smart Use of UK Annual Allowances: A Year-End Tax Planning Guide

The UK tax system offers a range of annual allowances that reset each tax year and cannot be carried forward. Used consistently over years, they are among the most powerful tax-free wealth-building tools available. Here is how to use every one of them.

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Tax Planning

Smart Tax Planning for High Earners: The £100k-£500k Income Guide for 2026

High earners between £100,000 and £500,000 face some of the most punishing effective marginal tax rates in the UK system — including the 60% effective rate on income between £100,000 and £125,140. This guide explains the traps and the planning strategies to manage them.

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Tax Planning

UK Self Assessment for Expats: Forms, Deadlines, and Common Errors

The complete guide to UK self-assessment for expats and non-residents: the SA100, SA109 residence pages, SA106 foreign income, non-resident landlord scheme, split-year treatment, overseas workday relief, and the penalty regime.

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Tax Planning

SEIS and EIS: A Guide to the UK's Enterprise Investment Schemes

SEIS and EIS offer exceptional tax reliefs for investing in early-stage UK companies — but these are high-risk investments. Understand both sides before committing capital.

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Tax Planning

Section 24 Mortgage Interest Relief: Impact on Expat Landlords

How the removal of full mortgage interest deductibility affects individual buy-to-let landlords, with a particular focus on expats whose overseas income pushes them into higher tax bands.

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Tax Planning

Section 24 Mortgage Interest Relief: Impact on Expat Landlords and Portfolio Investors

How the removal of mortgage interest relief under Section 24 affects higher-rate expat landlords, with worked examples and strategies to mitigate the impact.

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Tax Planning

Director Loan Accounts and Section 455 Tax: A Complete Guide

How overdrawn directors' loan accounts trigger section 455 tax, the nine-month rule, bed-and-breakfasting restrictions, and how to use your DLA efficiently as an owner-managed company director.

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Tax Planning

The Residence Nil Rate Band Explained: A Practical Guide for Estate Planning

The Residence Nil Rate Band adds up to £175,000 to the IHT allowance for qualifying estates — but the conditions are specific and the interactions with trusts, large estates, and downsizing are widely misunderstood. We set out the rules clearly.

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Tax Planning

Repatriating Capital to the UK After Living Abroad: Tax Implications and Strategies

Returning to the UK after years abroad — or making a significant visit — raises important questions about the tax treatment of offshore capital. Getting the timing and structure right matters enormously.

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Tax Planning

Tax on Overseas Rental Income: A Guide for UK Residents

How UK residents are taxed on overseas rental income: self-assessment obligations, foreign tax credit relief, the property income allowance, allowable expenses, currency conversion, and how to avoid double-taxation traps.

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Tax Planning

Optimal Salary and Dividend Mix for Company Directors in 2026

The optimal salary and dividend split for UK company directors has shifted with corporation tax and dividend tax changes. This guide sets out the 2026 numbers and planning considerations for owner-managers.

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Tax Planning

The Remittance Basis: A Guide to What It Was and How It Ended

The remittance basis — which allowed non-doms to keep overseas income and gains untaxed by leaving them offshore — was abolished from April 2025. Here's what it was, and what comes next.

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Tax Planning

The Remittance Basis Charge: Is It Still Worth Claiming?

The remittance basis charge applied to long-term non-doms who wished to shelter foreign income from UK tax — following the 2025 reforms, its relevance is largely historical but still affects some individuals.

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Tax Planning

Receiving an Inheritance Abroad: Tax, Reporting and Investment Planning

Inheriting money or assets from abroad triggers specific tax and reporting obligations depending on your residency and domicile — and requires careful investment planning to preserve the windfall.

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Tax Planning

Buying Investment Property Through a Limited Company: Tax Pros and Cons

Should you buy your next rental property personally or through a limited company? We analyse the corporation tax advantages, Section 24 relief, ATED, and the true cost of extraction for property investors.

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Tax Planning

Portugal's IFICI Regime: The NHR Replacement Explained for 2026

Portugal's IFICI regime (successor to NHR): the 20% flat rate for qualified activities, eligible professions, treatment of pensioners, transitional provisions for existing NHR holders, the 10-year term, and how to register.

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