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Tax Planning

Tax Planning

Inheritance Planning for Unmarried Couples: Protecting Your Partner

Unmarried couples have none of the IHT or legal protections of married couples. Without careful planning, a partner can be left with a large tax bill, no right of access to accounts, and no legal standing. Here is what to do.

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Tax Planning

IHT Gifting Strategy: How to Reduce Your Inheritance Tax Bill Systematically

Gifting is one of the most effective — and underused — IHT mitigation strategies available to UK individuals. This guide covers every exemption, the seven-year rule, and how to structure a sustainable gifting programme.

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Tax Planning

Loan Trusts for IHT Planning: How They Work and When to Use Them

A loan trust allows you to freeze the value of your estate for IHT purposes without making an outright gift. All future investment growth accrues to the trust — outside your estate — while you retain the loan as a debt. This guide explains the mechanics, tax treatment, and practical considerations.

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Tax Planning

Normal Expenditure Out of Income: The Most Powerful IHT Exemption Most People Ignore

Most IHT gifting strategies are limited by the small annual exemptions or the seven-year rule for larger gifts. The normal expenditure out of income exemption is different — it can shelter unlimited amounts and does not require you to survive seven years. Here is how it works.

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Tax Planning

Overseas Workday Relief: A Practical Guide for New UK Arrivals

Overseas Workday Relief (OWR) allows new UK residents to exclude the portion of their employment income attributable to work performed overseas. Combined with the FIG regime, it can significantly reduce the UK tax bill for internationally mobile executives in their first four years. This guide explains how it works.

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Tax Planning

Repatriating Capital to the UK After Living Abroad: Tax Implications and Strategies

Returning to the UK after years abroad — or making a significant visit — raises important questions about the tax treatment of offshore capital. Getting the timing and structure right matters enormously.

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Tax Planning

The Residence Nil Rate Band Explained: A Practical Guide for Estate Planning

The Residence Nil Rate Band adds up to £175,000 to the IHT allowance for qualifying estates — but the conditions are specific and the interactions with trusts, large estates, and downsizing are widely misunderstood. We set out the rules clearly.

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Tax Planning

UK Corporation Tax in 2026: Rates, Reliefs and Planning for Company Owners

A comprehensive guide to UK corporation tax in 2026: the 19% small profits rate, 25% main rate, marginal relief, associated companies, full expensing, R&D credits, and group loss planning.

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Tax Planning

The UK Foreign Income and Gains Regime: A Practical Guide for New Arrivals

The non-dom remittance basis was abolished in April 2025 and replaced with the Foreign Income and Gains regime. Here is how it works in practice for individuals arriving in the UK.

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Tax Planning

UK Tax Year-End Planning Guide: Making the Most of Your Allowances Before 5 April

With the UK tax year closing on 5 April, high earners and internationally mobile individuals have a narrow window to deploy allowances, crystallise losses, and manage income bands. This guide covers every lever worth pulling before the deadline.

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Tax Planning

The UK Tax Year Calendar: Key Dates and Deadlines for Expats

The UK tax year runs from 6 April to 5 April — but the deadlines that matter extend throughout the calendar year. We explain self-assessment, payment on account, overseas income declarations, CGT 60-day rules, and pension contribution deadlines.

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Tax Planning

Venture Capital Trusts: Tax Relief, Risk, and What Internationally Mobile Investors Need to Know

Venture Capital Trusts offer 30% upfront income tax relief and tax-free dividends — but invest in very high-risk early-stage companies. Know what you're getting into.

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