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Tax Planning

Tax Planning

Buy-to-Let via Limited Company: The 2026 Tax Analysis

Is a limited company still the right structure for buy-to-let in 2026? Corporation tax at 25%, full mortgage interest deduction, dividend extraction costs, SDLT on incorporation, CGT on eventual sale — a comprehensive comparison for new and existing investors.

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Tax Planning

Business Property Relief for Inheritance Tax Purposes

How Business Property Relief works for IHT purposes, which assets qualify, how the 2026 cap changes the planning landscape, and what business owners living abroad need to know.

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Tax Planning

Business Property Relief and the April 2026 IHT Reform: What Business Owners Must Know

Business Property Relief (BPR) has historically provided 100% IHT relief on qualifying business assets. From April 2026, a £2.5m cap on the 100% rate — with excess at 50% relief — fundamentally changes the IHT position for business owners. This guide explains the reform, its impact, and planning options.

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Tax Planning

Bare Trusts and Children's Investments: A Guide for Parents and Grandparents

How bare trusts work for holding investments and savings for children and grandchildren: tax treatment, the parental settlement rules, when bare trusts are appropriate, and alternatives including Junior ISAs and pension contributions.

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Tax Planning

Asset Protection from Creditors: What UK Business Owners Can Legally Do

Business owners and professionals face personal liability risks that employees do not. Here are the legitimate asset protection strategies available in the UK.

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Tax Planning

Asset Location Optimisation: Which Assets Go in Which Wrapper?

Asset location — placing different types of investments in the most tax-appropriate wrappers — can add significant after-tax returns without changing overall asset allocation or risk level.

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Tax Planning

The Arising Basis vs Remittance Basis: When to Choose Which

Before April 2025, UK-resident non-doms could choose each year between the arising basis and the remittance basis — understanding this choice matters for historical returns and those still transitioning.

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Tax Planning

Are Offshore Bank Accounts Legal? What You Need to Know

Offshore bank accounts are entirely legal. The confusion arises because 'offshore' has become synonymous with tax evasion in public perception — but the reality is more nuanced. Millions of people legitimately hold money outside their country of residence, and doing so is not a crime. What matters is transparency.

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Tax Planning

Anti-Avoidance Rules and HNW Investors: GAAR, DOTAS and DAC6 Explained

A plain-English guide to the UK's key anti-avoidance frameworks — GAAR, DOTAS, and DAC6 — and what they mean for HNW individuals, international investors, and the advisers who serve them.

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Tax Planning

Annual Tax on Enveloped Dwellings (ATED): A Complete Guide for Property Investors

ATED — Annual Tax on Enveloped Dwellings — levies an annual charge on high-value UK residential property held through corporate structures. Even where a full relief applies, the return must still be filed. Here is everything property investors need to know.

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Tax Planning

Agricultural Property Relief: IHT Planning for Landowners Abroad

How Agricultural Property Relief works for UK and overseas landowners, what qualifies after the 2026 reforms, and the planning considerations for internationally mobile families with farming assets.

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Tax Planning

Agricultural Property Relief (APR): IHT Planning for Rural and Landed Estates

Agricultural Property Relief (APR) provides up to 100% IHT relief on qualifying agricultural property. Combined with Business Property Relief (BPR), it is central to succession planning for farms, country estates, and rural businesses. The April 2026 reforms introduce a £2.5m combined cap — this guide explains the impact.

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