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Universal life assurance from Global Investments

Universal Life Assurance

Flexible Coverage and Investment Opportunities for High Net Worth Individuals

What is Universal Life Assurance?

Universal life insurance is a powerful financial planning tool, combining the benefits of permanent life insurance with flexible premiums and investment options. Ideal for high net worth individuals seeking to optimize their wealth transfer and estate planning strategies, universal life insurance policies offer major tax advantages and unparalleled versatility. At Global Investments, our team of experienced advisors can help you tailor a universal life insurance policy to suit your financial goals, ensuring your loved ones are protected while providing opportunities for wealth growth.

How does Universal Life Assurance work?

Universal life insurance is a type of permanent life insurance that offers both a death benefit and a cash value component. The cash value accumulates over time, offering tax-deferred growth and the potential for investment returns. Key features of a typical universal life insurance policy include:

01

Flexible Premiums

You can adjust the premium payments within certain limits, allowing you to adapt your policy to your changing financial needs.

02

Investment Options

Choose from a variety of investment options, including equity-indexed and variable sub-accounts, to maximize your cash value growth potential.

03

Death Benefit Options

Select a level or increasing death benefit to suit your estate planning objectives.

04

Policy Loans and Withdrawals

Access the cash value of your policy through loans or withdrawals, providing additional financial flexibility.

Benefits of universal life assurance

What does Universal Life Assurance provide coverage for? 

A typical universal life insurance policy provides coverage for:

 

Death benefit: A tax-free payout to your beneficiaries upon your passing, providing financial security and support.

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Cash value accumulation: Tax-deferred growth of the cash value component, offering investment opportunities and financial flexibility.

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Policy loans and withdrawals: Access to the cash value through loans or withdrawals, subject to policy terms and conditions.

What are the key benefits of Universal Life Assurance? 

Estate planning - universal life
Estate Planning

An essential wealth transfer tool, providing a tax-efficient means of transferring assets to your beneficiaries.

tax advantages - universal life
Tax Advantages

Enjoy tax-deferred growth of the cash value component, and tax-free death benefits for your beneficiaries.

Investment growth - universal life
Investment Choice

Diversify your investment portfolio by selecting from a range of investment options within your policy.

Flexible premiums - universal life
Financial Flexibility

Adjust premium payments and death benefit options to suit your changing financial needs.

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Wealth Protection

Permanent coverage ensures your loved ones are protected throughout your lifetime.

Start now

Universal life insurance is a versatile and essential financial planning tool for high net worth individuals, offering flexible coverage, investment opportunities, and major tax advantages. At Global Investments, our team of experienced advisors will work closely with you to tailor a universal life insurance policy that aligns with your financial goals, ensuring your loved ones are protected while maximizing your wealth transfer and estate planning strategies. Discover the advantages of a versatile financial safety net with our universal life insurance solutions. Contact us today to learn more.

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Secure your future - universal life
“I never realized the true potential of universal life insurance until I worked with Global Investments. Their team took the time to understand my unique financial goals as an entrepreneur and helped me craft a tailored universal life insurance policy that suited my needs perfectly. Now, I have peace of mind knowing that my family is protected, and my assets are secure. Plus, the investment component has been a fantastic addition to my portfolio. I highly recommend Global Investments to anyone looking for a personalized approach to their insurance and investment needs."

Susan B., Entrepreneur

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Global Investments Group

Registered office - Suite 301

Mandar House, Main Street 

Road Town, Tortola

British Virgin Islands

Admin hotline: +357 26 022 698

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