Living Abroad
Expat & Relocation Guides
467 in-depth guides for expats and internationally mobile families — international schools and education, living abroad by country, tax, relocation, healthcare and cross-border banking.
Living Abroad
Country-by-country guides to daily life, cost of living, residency and settling in as an expat.
Living in the Philippines as an Expat: Manila, BGC, Cebu and the SRRV
The Philippines offers a dollar-linked economy, an established retirement visa (SRRV), low cost of living, and a warm, English-speaking culture. Our guide covers where to live across Manila, BGC, Cebu and beyond — plus residency, healthcare, schooling, and the realities of expat life in Southeast Asia's island nation.
Read guide →Living in the Philippines as an Expat: SRRV, Healthcare, Property and Financial Planning
A practical financial planning guide to expat life in the Philippines, covering the Special Resident Retiree's Visa, healthcare options, property rules and tax considerations for 2026.
Read guide →Living in the USA: The Complete Expat Guide for 2026
US visa categories, the Green Card trap, FBAR and FATCA reporting, healthcare insurance, and choosing between New York, California, Florida, and Texas — the essential USA expat guide.
Read guide →Maternity, Paternity and Parental Rights for Expats: What You're Entitled To Abroad
How maternity, paternity and parental leave rights work for expats — UK entitlements while abroad, host country provisions, employer packages, and financial planning for parental leave.
Read guide →Power of Attorney for Expats: Protecting Yourself and Your Affairs Across Borders
Why expats need lasting and general power of attorney, how UK LPAs work from abroad, international recognition challenges, and the steps to take before you lose capacity.
Read guide →Retiring Abroad: The Complete Financial and Practical Guide for UK Expats
Retiring abroad can deliver a better quality of life at substantially lower cost — but it requires more careful financial planning than retirement at home. This guide covers destination selection, pension income management, healthcare, property, and the often-overlooked question of returning to the UK in later life.
Read guide →Returning to the UK After Years Abroad: The Complete Re-Integration Guide
Returning to the UK after years abroad is not as simple as booking a flight. Tax residence, NHS access, banking, credit history, school places, pension gaps, and the psychological reality of reverse culture shock all require attention. This guide covers everything you need to plan a smooth return.
Read guide →Voting Rights for UK Expats Abroad: The Overseas Voter Registration Guide for 2026
A practical guide to UK overseas voter registration for British expats abroad — covering the Elections Act 2022 'Votes for Life' changes, how to register, which elections you can vote in, and the financial policy implications of UK political outcomes.
Read guide →Voting Rights for UK Expats: What You Can Vote In and How to Register
UK expats can now vote in UK elections for life under the Elections Act 2022, after the 15-year limit was removed from 16 January 2024. This guide covers registration, constituency rules, what elections you can vote in, and why it matters for HNW individuals.
Read guide →What Happens to Your Finances If You Die Abroad? A Guide for Expats
The financial and legal steps that follow an expat's death abroad — repatriation, probate across borders, estate administration, insurance claims, and how to plan ahead.
Read guide →Expat Tax
Tax residency, double taxation, and tax-efficient planning for internationally mobile individuals and families.
Accessing UK Pensions as an Expat: Tax, QROPS, and Cross-Border Pension Planning
How non-UK residents access UK pensions, how tax treaties determine where pension income is taxed, how to claim an NT PAYE code, and when a QROPS transfer makes sense for permanent emigrants.
Read guide →Bahrain for Expats: Financial Planning in the Gulf's Most Accessible State
A financial planning guide for expats in Bahrain covering tax-free income, banking, property ownership under the Golden Residency programme, and how Bahrain compares with Dubai and Qatar.
Read guide →Cross-Border Inheritance Planning for Expat Families
How expat parents can protect their children's inheritance across multiple jurisdictions, covering wills, trusts, forced heirship rules and succession law.
Read guide →Cryptocurrency Tax for Expats: What You Need to Know in 2026
How crypto gains, staking income and DeFi activity are taxed when you live abroad — covering UK rules, common expat jurisdictions, and the global reporting push.
Read guide →Divorce Abroad: A Financial Guide for Expats
Navigating separation and divorce across international borders — jurisdiction choices, asset division, pension splitting, and protecting your financial future.
Read guide →Double Taxation Treaties: A Plain-English Guide for Expats
How double tax treaties work, which types of income they cover, how to claim relief, and what happens when no treaty exists between the UK and your country of residence.
Read guide →Expat Divorce: Cross-Border Financial and Legal Issues for International Couples
A guide to the complex financial and legal issues that arise when internationally mobile couples separate, covering jurisdiction, asset division, maintenance, pensions and tax implications.
Read guide →Expat Money Mistakes: The Financial Errors New Expats Make
The most common and costly financial mistakes new expats make — from failing to plan UK tax departure to neglecting ISAs, pensions, and exchange rate risk.
Read guide →Expat Retirement Income Planning: Structuring Drawdown from Multiple Countries
Managing pension drawdown, investment income, and social security from multiple countries is one of the most complex challenges facing internationally mobile retirees — this guide provides a practical framework.
Read guide →Expat Wills and Estate Planning: The Documents Every Expat Needs
A UK will is not sufficient for assets held abroad, and a foreign will may not cover your UK estate — this guide explains the essential estate planning documents every expat needs and how to structure them across jurisdictions.
Read guide →Filing UK Tax Returns as a Non-Resident Expat
Leaving the UK does not automatically end your obligation to file UK tax returns. If you have UK rental income, UK employment income, capital gains on UK assets, or a UK State Pension, self-assessment continues. This guide explains who must file, the non-resident supplementary form, deadlines, penalties and the dual-filing reality.
Read guide →International Succession Planning for Expat Couples and Families
How expat couples and families can structure their affairs to ensure wealth passes efficiently and according to their wishes across multiple jurisdictions.
Read guide →Living in Austria: The Complete Expat Guide for 2026
Austria abolished inheritance tax in 2008, applies a flat 27.5% CGT, offers a lump-sum tax option for HNW individuals, and consistently ranks among the world's most liveable countries. A guide for UK expats.
Read guide →Living in Bahrain: The Complete Expat Guide for 2026
Bahrain offers zero income tax, a premium residency programme, a GCC banking hub with proximity to Saudi Arabia, and a more relaxed social environment than its neighbours — at a lower cost than Dubai.
Read guide →Planning a move abroad?
Our independent advisers specialise in expat and internationally mobile clients — tax, pensions, investments, schooling decisions and the full relocation picture.
Speak to an adviser
Our guides provide the framework — but every expat's situation is different. Book a free consultation with one of our advisers for guidance specific to your move and circumstances.