Insights & research
Articles from our advisory team
Structured Products for International Investors: A Practical Guide
Structured products — investments with pre-defined returns linked to a market index or basket — are widely used by wealth managers and private banks but often poorly understood. This guide explains the main types, the genuine risks, and how they fit into an international investor's portfolio.
Read article →Expat LifeLiving in South Africa as an Expat: Exchange Controls and Pension Exit
South Africa's exchange control system, the formal process for financial emigration, and the treatment of retirement funds on departure are critical planning areas for expats — both those arriving and those preparing to leave.
Read article →Expat LifeSocial Security for British Expats: What You Keep, What You Lose, and What You Can Claim
Leaving the UK means losing access to some benefits immediately and retaining others. Understanding the full picture of social security entitlement — and how to protect your state pension — is essential planning for any British expat.
Read article →News & UpdatesHow to Structure a Retirement Portfolio for a 100-Year Life and a 40-Year Retirement
A 65-year-old couple today has roughly a 50% probability that at least one partner lives past 90. A meaningful minority will reach 100. The retirement planning frameworks that most investors are still using — Bengen's 4% rule, the traditional 60/40 portfolio, the standard equity glide path that drif
Read article →News & UpdatesSpring Budget 2024: Unpacking the Impact for International Investors and UK Expats
The Spring Budget 2024, announced by Chancellor Jeremy Hunt, brings a mix of tax cuts and economic measures aimed at bolstering the UK's long-term growth. While the budget outlines various initiatives to aid households, it's crucial for international investors and UK expats to understand the nuanced
Read article →Tax PlanningSmart Use of UK Annual Allowances: A Year-End Tax Planning Guide
The UK tax system offers a range of annual allowances that reset each tax year and cannot be carried forward. Used consistently over years, they are among the most powerful tax-free wealth-building tools available. Here is how to use every one of them.
Read article →Tax PlanningSmart Tax Planning for High Earners: The £100k-£500k Income Guide for 2026
High earners between £100,000 and £500,000 face some of the most punishing effective marginal tax rates in the UK system — including the 60% effective rate on income between £100,000 and £125,140. This guide explains the traps and the planning strategies to manage them.
Read article →News & UpdatesTaking Control of Your Financial Future
Money management is a crucial factor in taking control of your financial future. The proper management of money can help you reach your short and long-term financial goals, while avoiding unneeded stress or worry.
Read article →News & UpdatesTax Notices for Indians with Dubai Property: Key Details on the FAIU, Black Money Act, and Overseas Tax Implications
In recent developments, India’s Foreign Asset Investigation Unit (FAIU) has issued tax notices to several affluent Indians who have purchased property in Dubai. Approximately 100 such notices have been served in the past week alone, following information shared by the UAE authorities with India’s In
Read article →News & UpdatesStrategic Insights from the World Economic Forum's Global Risks Report 2024
The Global Risks Report 2024 by the World Economic Forum offers an invaluable perspective on the complexities shaping our global future. By analyzing key risks and trends over the short term (1–2 years) and long term (up to a decade), the report offers seasoned investors actionable insights for navi
Read article →InvestmentsSmart Beta and Factor ETFs: Beyond Simple Index Tracking
Smart beta ETFs occupy the middle ground between passive index tracking and active management — they follow rules-based strategies designed to capture persistent return premiums identified by academic research.
Read article →PensionsProperty Investment in Your Pension: SIPP and SSAS Rules Explained
A detailed guide to holding commercial property within a SIPP or SSAS pension — covering what is permitted, the tax advantages, the prohibited property rules and key practical considerations.
Read article →Wealth ManagementSingle Family Office vs Multi-Family Office: What Ultra-HNW Individuals Need to Know
For ultra-high-net-worth individuals and families, choosing between a single family office and a multi-family office is a foundational wealth management decision with lasting structural consequences.
Read article →Expat LifeSingapore as a Financial Planning Base: MAS Regulation and Tax Efficiency
Why Singapore has established itself as Asia's premier financial centre, covering its tax system, MAS-regulated wealth management sector, residency options, and considerations for international investors.
Read article →Expat LifeLiving in Singapore as an Expat: Wealth Planning and the Financial Hub
Singapore's status as Asia's premier financial hub, combined with low personal taxes and a well-regulated banking sector, makes it one of the world's most attractive bases for internationally mobile wealth planning.
Read article →News & UpdatesSilver Market Analysis - Anatomy of an Extraordinary Rally
Silver has delivered one of the most spectacular performances in precious metals history, surging from $30.20 per ounce in January 2025 to $111.68 per ounce by January 27, 2026—a remarkable 270% gain in just twelve months. This explosive rally represents a confluence of structural supply deficits, u
Read article →InvestmentsSilver and Platinum as Investments: Industrial Demand Meets Safe Haven Appeal
Silver and platinum offer internationally mobile investors exposure to precious metals with additional industrial demand drivers — but both carry higher volatility than gold and require different analytical frameworks.
Read article →Property InvestmentShort-Term Rentals and Holiday Lets: Investment Guide for 2026
The Furnished Holiday Letting regime was abolished in April 2025, fundamentally changing the tax case for Airbnb and holiday let investment. We examine what changed, how gross yields compare to net, market saturation risks, and the overseas holiday let opportunity.
Read article →InvestmentsShort Selling Explained: Mechanics, Risks, and Strategies for Informed Investors
Short selling — profiting from falling share prices — is widely misunderstood and frequently misrepresented. This guide explains the mechanics, the risks, FCA reporting rules, the GameStop short squeeze, and how ordinary investors can access short exposure through ETFs.
Read article →Wealth ManagementShareholder Protection Insurance: Why Business Co-Owners Cannot Afford to Ignore It
When a co-shareholder dies or becomes critically ill, the consequences for a business can be severe. Shareholder protection insurance, combined with a cross-option agreement, ensures the right people own the business — and at a fair price.
Read article →Wealth ManagementSeven Habits of Successful International Investors
Building genuine long-term wealth as an international investor requires more than picking good assets. These seven habits consistently separate those who succeed from those who don't — and most have nothing to do with market timing.
Read article →Wealth ManagementSetting Up a Family Trust: A Complete Guide for HNW Individuals
Family trusts can protect wealth, facilitate succession, and reduce inheritance tax — but they are complex legal and tax structures. This guide covers when a trust is appropriate, which type to use, and how to set one up correctly.
Read article →Financial PlanningSequence of Returns Risk: The Biggest Threat to Early Retirees
Why the order of investment returns matters more than average returns in retirement, and how internationally mobile early retirees can protect against the most dangerous risk they face.
Read article →Property InvestmentSelling UK Property: CGT, Reporting, and Planning for 2026
A thorough guide to the tax implications of selling UK residential property in 2026: CGT rates, main residence relief, the 60-day reporting rule, losses, and planning strategies to legitimately reduce the liability.
Read article →Speak to a Global Investments adviser
Our independent advisers work with internationally mobile clients on pensions, investments, tax planning, protection, and international financial structures.