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Plan your retirement

Retirement Planning

As an expat or international investor, planning for retirement can be daunting. There are numerous factors to consider, including tax implications, currency fluctuations, and global investment opportunities. Fortunately, with our expert retirement planning services, you can confidently navigate these challenges and achieve a comfortable retirement.

Global Investments Background

Global Expertise

At Global Investments, we've been tailoring retirement plans to the unique needs of expats and international investors since 1994. We understand that no two clients are the same, which is why we take a personalized approach to retirement planning. Our team of experienced financial advisors will work with you to develop a retirement plan that aligns with your goals, preferences, and circumstances.


We start by getting to know you and your unique financial situation. We'll consider factors such as your age, income, savings, and investment portfolio, as well as any retirement benefits you may have from previous employers. From there, we'll help you develop a comprehensive retirement plan that takes into account your long-term financial goals.

As a global retirement planning specialist, we understand the complexities of international finance. We'll take into account tax implications, currency fluctuations, and other unique factors that impact your retirement plan. Our team has experience working with clients from all over the world, and we have the knowledge and expertise needed to help you achieve your retirement goals, no matter where you may be.

Planning your retirement

As a British expat, there are several retirement planning options available to you. Here are some of the most common:


Pension Transfers

If you have a UK pension, you may be able to transfer it to a scheme that's more suitable for your needs as an expat. This could be a QROPS (Qualifying Recognised Overseas Pension Scheme), which is a pension scheme based outside of the UK that meets certain criteria set by HM Revenue and Customs.


International Pension Plans

These are specifically designed for expats and provide a flexible way to save for retirement. They are often portable, so you can take them with you if you move to a new country.


Personal Savings

If you're unable to contribute to a pension plan, you can still save for retirement through personal savings. This could include regular savings accounts, fixed-term deposits, or other investment products.


The UK State Pension

It's incredibly cost-effective to pay voluntary National Insurance contributions from abroad and ensure your entitlement to a UK State Pension. You can backdate missed years and qualify for a full State Pension even if you intend to remain overseas. 


Property Investments

Many expats choose to invest in property as a way to fund their retirement. This could include buying a second home, renting out a property, or investing in a property fund. Global Investments provides assistance with sourcing investment properties and international mortgages. 


Self-Invested Personal Pensions (SIPPs)

A SIPP is a type of pension that allows you to invest in a wide range of assets, including stocks, bonds, and property. It gives you greater control over your retirement savings and allows you to choose investments that align with your personal goals.



QROPS and QNUPS are designed to be flexible and tailored to your unique needs as an expat or international investor. The key benefits of QROPS and QNUPS include the level of flexibility, investment choice, currency and the tax advantages they offer, especially when passing on wealth to future generations.


Offshore Bonds

Offshore bonds provide expatriate investors with tax-efficient benefits that can help maximize your returns. With a PPB, you have the flexibility to adjust your portfolio as your financial circumstances and goals change, making it a valuable tool for long-term wealth management.

Global Investments Background

Plan your retirement

At Global Investments, we understand that retirement planning can be complex, especially for expats. That's why we offer a range of retirement planning services tailored to the unique needs of British expats. Our experienced financial advisors can help you navigate the options available to you and create a retirement plan that aligns with your goals and circumstances. Contact us today to learn more.

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Secure your financial future - happy retirement
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