International Financial Planning
Financial Planning Guides
670 in-depth guides covering all aspects of international financial planning for UK expats and globally mobile investors — from tax and estate planning to offshore investment structures and currency strategy.
Country & Jurisdiction Guides
Country-by-country guides to tax rates, residency routes, banking and retirement abroad.
Financial Planning in Austria: A Guide for Expats and International Investors
Austria offers a nuanced tax environment for HNW incomers: no inheritance or gift tax since 2008, a competitive lump-sum option for new residents, and 27.5% flat CGT on investment income — alongside one of Europe's highest marginal income tax rates.
Read guide →Financial Planning in Azerbaijan: A Guide for Expats and International Investors
Azerbaijan's oil-dependent economy, AZN currency dynamics, tiered income tax of 14–25%, and ASAN digital government system create a distinctive planning environment. This guide covers Azerbaijani tax residency, Baku property investment, banking access, and key considerations for HNW individuals.
Read guide →Financial Planning in Bahrain and Qatar: A Guide for Expat Professionals
Bahrain and Qatar share the Gulf's signature advantage — zero personal income tax — and attract thousands of British, European, and other expatriate professionals working in banking, energy, finance, and professional services. Despite their smaller size relative to the UAE, both offer sophisticated financial environments, stable USD-pegged currencies, and genuine opportunities for wealth accumulation.
Read guide →Financial Planning in Bahrain: A Guide for Expats and International Investors
Bahrain combines zero personal income tax with GCC banking hub status, freehold property zones for foreign buyers, and proximity to the Saudi market — making it one of the Gulf's most underrated destinations for internationally mobile HNW individuals and financial professionals.
Read guide →Financial Planning in Bangladesh: A Guide for Expats and International Investors
An authoritative guide to the NRB framework, tax treatment of foreign income, banking, pensions, and investment rules in Bangladesh for internationally mobile high-net-worth individuals.
Read guide →Financial Planning in Barbados: A Guide for Expats and International Investors
Barbados combines a comprehensive UK Double Taxation Treaty, a Special Entry Permit for HNW residents, and a progressive offshore financial sector to offer one of the Caribbean's most treaty-protected low-tax jurisdictions. This guide covers Barbadian tax residency, income and CGT rules, the SEP scheme, banking, and property ownership.
Read guide →Financial Planning in Belarus: Context and Considerations for International Investors
Belarus presents an extreme case of political risk in a European context. This guide does not recommend Belarus as an active investment destination; rather, it provides the financial and tax context for those with existing interests or professional exposure to the country, presented with full transparency about the risks.
Read guide →Financial Planning in Belgium: A Guide for Expats and International Investors
Belgium's tax landscape changed in 2026 with a new 10% capital gains tax on financial assets for private investors, alongside a 30% withholding tax on dividends, the Kaaimantaks look-through regime targeting offshore structures, and a 0.15% annual securities account tax on portfolios above €1 million.
Read guide →Financial Planning in Belize: A Guide for HNW Individuals
Belize is the only English-speaking country in Central America — with a territorial tax system, no CGT, no IHT, and the Qualified Retired Persons programme offering outstanding benefits for international retirees.
Read guide →Financial Planning in Benin: A Guide for Expats and International Investors
Benin is a West African francophone country with a stable democracy, WAEMU-zone currency (CFA franc), and a reforming business environment. This guide covers tax residency, income tax, investment climate, and financial planning considerations for British expats and internationally mobile individuals.
Read guide →Financial Planning in Bermuda: A Guide for HNW Individuals
Bermuda is the world's reinsurance capital and a zero-tax British Overseas Territory — but one of the world's most expensive places to live. This guide covers residency, tax, banking, and what life in Bermuda actually costs.
Read guide →Financial Planning in Bhutan: A Guide for Expats and International Investors
Guide to financial planning in Bhutan — a Himalayan kingdom with restricted foreign access, unique high-value low-impact tourism policy, income tax, limited foreign investment scope, and key considerations for expats and investors.
Read guide →Financial Planning in Bolivia: A Guide for Expats and International Investors
An authoritative guide to tax residency, Bolivia's flat income tax, capital gains treatment, nationalisation risk context, property ownership, banking, and UK pension implications for HNW internationally mobile individuals.
Read guide →Financial Planning in Bosnia and Herzegovina: A Guide for International Investors and Expats
Bosnia and Herzegovina's complex political structure masks a genuinely competitive tax environment and a property market that remains among the most affordable in Europe. Sarajevo is a cosmopolitan city with a unique cultural identity; Mostar is one of the continent's most beautiful historic towns. EU candidacy since 2022 adds structural upside.
Read guide →Financial Planning in Botswana: A Guide for Internationally Mobile Investors
Botswana is Africa's longest-running democracy and one of the continent's great development success stories — transformed from one of the world's poorest countries at independence to an upper-middle-income economy through diamond wealth and sound governance. This guide covers Botswanan income tax, the IFSC financial centre, pula currency, residency options, and wealth planning for internationally mobile HNW individuals.
Read guide →Financial Planning in Brazil: A Guide for Internationally Mobile Investors
Brazil is the world's eighth largest economy and South America's dominant financial centre. This guide covers the IRPF tax system, the 2024 offshore income reform, the Banco Central registration regime, residency visas, and key wealth planning considerations for internationally mobile HNW individuals.
Read guide →Financial Planning in Brunei: No Income Tax, Oil Wealth Sovereignty and Southeast Asian Stability
Brunei Darussalam levies no personal income tax on its residents, maintains a highly stable political and economic environment underpinned by oil and gas revenues, and occupies a strategic position in Southeast Asia. This guide examines what HNW individuals and business professionals need to know about Brunei's financial environment.
Read guide →Financial Planning in Burkina Faso: A Guide for Expats and International Investors
Burkina Faso is a landlocked West African nation, a major gold producer, and a WAEMU CFA franc country with a stabilised exchange rate. This guide covers the tax environment, gold sector investment, security risks, and key financial planning considerations for internationally mobile individuals.
Read guide →Financial Planning in Burundi: A Guide for Expats and International Investors
Burundi is a small, densely populated Great Lakes nation with a difficult recent history and very limited financial infrastructure. This guide covers income tax, the Burundian franc, development sector considerations, and financial planning for British expats and the small international community connected to this landlocked country.
Read guide →Financial Planning in Cabo Verde: Tax, Investment and Residency Guide for HNW Individuals
Cabo Verde's IMIR non-habitual resident regime, euro-pegged currency, political stability, and Atlantic location make it one of Africa's most credible planning jurisdictions for internationally mobile individuals. This guide covers the key tax and investment considerations.
Read guide →Financial Planning in Cameroon: Tax, Investment and Business Guide for HNW Individuals
Cameroon is Central Africa's largest economy and the gateway to the CEMAC economic zone. For HNW investors and business owners with Central African exposure, understanding Cameroon's tax framework, OHADA legal system, and investment incentives is essential preparation.
Read guide →Financial Planning in Chad: A Guide for Expats and International Investors
Chad is a vast landlocked Sahelian nation and one of the world's most challenging operating environments. This guide covers the CEMAC franc zone, income tax, oil sector considerations, development sector financial planning, and practical strategies for British expats and internationally mobile professionals with Chad connections.
Read guide →Financial Planning in Chile: A Guide for Internationally Mobile Investors
Chile is the most economically stable country in South America — often called the financial Switzerland of the region. This guide covers Chilean income tax, the valuable 3-year source-only grace period for new residents, the AFP private pension system, residency visas, and the Santiago lifestyle for internationally mobile HNW individuals.
Read guide →Financial Planning in China: A Guide for Expats and International Investors
China's Individual Income Tax system, the 183-day and 6-year residency rules, capital controls, renminbi restrictions, and wealth planning considerations for HNW expats and investors moving to or investing in the People's Republic.
Read guide →Get a free financial planning review
Our independent advisers specialise in expat and internationally mobile clients — investments, tax planning, estate planning, pensions, and offshore structures.
Speak to an adviser
Our guides provide the framework — but every expat's financial position is different. Book a free review with one of our international financial planners to get advice specific to your situation.