Recent government figures show that Inheritance Tax (IHT) collections jumped by £200 million, reaching £3.1 billion between April and July 2025—up 6.9% from the year before—a clear sign of fiscal drag, as asset values outpace frozen tax thresholds. 

Offshore finance involves using financial services or structures located outside one’s country of residence. These may include offshore bank accounts, companies, trusts, or investment vehicles based in international jurisdictions. While often surrounded by misconceptions, offshore structures are entirely legal when established and used responsibly.

Significant changes to the UK's inheritance tax (IHT) framework are officially in motion, with key reforms beginning from 6 April 2025 and further expansions in April 2027. These adjustments mark one of the most substantial overhauls in the UK’s tax structure in decades.

This long-standing tax rule, which offered significant benefits to foreign residents, allowed High Net Worth Individuals (HNWIs) and Ultra High Net Worth Individuals (UHNWIs) to manage their global wealth efficiently while living in the UK.

The recent Autumn Budget has introduced significant changes to the treatment of Qualified Non-UK Pension Schemes (QNUPS), impacting inheritance tax (IHT) and the way residency is assessed for IHT purposes. These reforms, set to roll out in the coming years, will have far-reaching implications for UK expats, foreign nationals, and UK residents seeking to use QNUPS as a tax-efficient estate planning tool. Below, we unpack the changes, their implications, and how they may redefi

The 2024 Autumn Budget introduces pivotal reforms for the property investment landscape in the UK, with significant implications for individual investors, corporate entities, and Special Purpose Vehicles (SPVs) alike. Changes to Stamp Duty Land Tax (SDLT), Capital Gains Tax (CGT), and new compliance requirements are poised to reshape strategies for UK and international property investors. This article explores the anticipated impacts in detail and offers insights into adaptiv

The UK has introduced impactful tax reforms and residency policy adjustments that are critical for British expatriates, international investors, and non-domiciled (non-dom) individuals. These changes touch on worldwide income taxation, inheritance tax (IHT) thresholds, property taxes, and more, affecting both the financial and tax strategies of those with UK connections. For expats and investors, understanding the implications of these budgetary reforms is essential for effec

The UK's Statutory Residence Test (SRT) is a critical consideration for expats and international investors, determining their tax status and the extent of their tax liabilities in the UK. This blog delves into the intricacies of the SRT, outlining the previous rules, the implementation of the SRT, its implications for expats and international investors, and practical advice for navigating this complex area.

The Spring Budget 2024, announced by Chancellor Jeremy Hunt, brings a mix of tax cuts and economic measures aimed at bolstering the UK's long-term growth. While the budget outlines various initiatives to aid households, it's crucial for international investors and UK expats to understand the nuanced changes, especially those related to taxation and how they may affect investment decisions and financial planning.

The Statutory Residence Test is a set of rules used by HM Revenue and Customs (HMRC) to determine an individual's residence status for tax purposes in the United Kingdom (UK). Introduced in 2013, the Statutory Residence Test is a complex framework that aims to provide a clear and comprehensive set of guidelines to determine whether an individual is a UK resident for tax purposes or not.

Qualifying Non-UK Pension Schemes (QNUPs) have become increasingly popular among UK residents and expats as an effective tax planning tool for retirement. In this blog post, we'll delve into the concept of QNUPs, how they work, and their benefits in terms of tax planning.

Estate planning is an essential aspect of managing your financial affairs and ensuring that your assets are passed on to your beneficiaries according to your wishes. For high net worth expats and international investors, estate planning can be particularly complex due to the diverse assets spread across multiple countries and jurisdictions.

If you are looking for ways to save on taxes and increase your financial security, universal life insurance could be a great option for you. This type of insurance offers a variety of long-term benefits, including tax deductions, living benefits, and legacy planning options. In this blog post, we'll go over the details of universal life insurance, discuss how it can help you unlock tax benefits, and explain the different options available.