# Global Investments > Global Investments is an independent international wealth management group, established in 1994, advising expatriates and internationally mobile individuals and families on cross-border investing, financial planning, tax, retirement and pensions, protection, banking, citizenship & residency, and international property. The company is registered in the British Virgin Islands and serves clients worldwide. Global Investments is not authorised or regulated by the UK Financial Conduct Authority (FCA) or by the Cyprus Securities and Exchange Commission (CySEC). Regulated services are provided through NFS Insurance Advisors, Agents and Sub Agents Ltd (Insurance Companies Control Service, Cyprus — Licence 5689; EU insurance brokerage) and Financial Services Network Ltd (Mauritius Financial Services Commission — Licence C116016070; non-EU investment advice and insurance brokerage). Advice on a UK-regulated activity — for example, arranging the transfer of a UK-registered defined benefit pension — is provided or arranged through an appropriately authorised third-party specialist. Transfers from UK defined benefit pensions worth over £30,000 legally require advice from a UK-regulated firm. Full disclosures, complaints procedure and risk warnings: https://www.globalinvestments.net/regulatory Information on this site is general in nature and does not constitute a personal recommendation. Investing involves risk: the value of investments can fall as well as rise, and you may get back less than you invested. ## Site structure Content sits under topic hubs, each following a consistent URL pattern: - Hub pages: `/{hub}/` — /uk-pensions, /investments, /financial-planning, /citizenship, /protection, /banking, /expat, /properties - Guides: `/{hub}/guides/{slug}` for the banking, citizenship, financial-planning, investments, properties, protection and uk-pensions hubs. Expat guides sit at `/expat/{slug}`, `/expat/residency/{slug}` and `/expat/nri/{slug}`; citizenship programme pages at `/citizenship/{slug}`; wealth-expatriation guides at `/wealth-expatriation/{slug}`; international medical insurance guides at `/protection/international-medical-insurance/{slug}` - Tools & calculators: `/tools/{slug}` — retirement, tax, pension and protection calculators, residency tests and Golden Visa eligibility checkers. Property-specific tools sit at `/properties/tools/{slug}` - Listings: `/investments/listings/{slug}` (investment vehicles and structured products) and `/properties/listings/{slug}` (property listings, indexed both by location — uk, uae, thailand, spain, bali, egypt, greece, cyprus — and by individual property) - Articles: `/articles/{slug}`, browsable by category at `/articles/category/{category}` - A small number of standalone long-form guides sit at the site root — see Key guides below - Legal & regulatory: /regulatory, /privacy-policy, /website-terms-and-conditions ## Core hubs - [UK Pensions & QROPS](https://www.globalinvestments.net/uk-pensions): QROPS, international SIPPs, defined-benefit transfers, drawdown, annual allowance and State Pension planning for expats - [Investments](https://www.globalinvestments.net/investments): discretionary and advisory portfolios, structured notes, private equity, hedge funds, REITs, ESG and digital assets - [Financial Planning](https://www.globalinvestments.net/financial-planning): cross-border tax planning, estate and succession, education fee planning, currency planning, offshore structures - [Citizenship & Residency](https://www.globalinvestments.net/citizenship): Golden Visas, citizenship-by-investment and second-passport programmes worldwide - [Protection](https://www.globalinvestments.net/protection): term and whole-of-life assurance, critical illness, income protection, key-person and shareholder protection - [Banking](https://www.globalinvestments.net/banking): offshore and multi-currency accounts, international transfers, private banking, expat mortgages - [International Property](https://www.globalinvestments.net/properties): property investment and residency-by-investment in select locations (UK, UAE, Thailand, Spain, Bali, Egypt, Greece, Cyprus) - [Expat Guides](https://www.globalinvestments.net/expat): country and lifestyle guides for internationally mobile families - [Tools & Calculators](https://www.globalinvestments.net/tools): UK Statutory Residence Test, UK Domicile Test, IHT, CGT, retirement, DB transfer value, pension and protection calculators, Golden-Visa eligibility tests, ISIN security lookup ## Listings - [Investment listings](https://www.globalinvestments.net/investments/listings): factsheet-style listings of investment vehicles — structured notes, funds, trading accounts and thematic strategies. Capital at risk; listings are information, not a personal recommendation - [Property listings](https://www.globalinvestments.net/properties/listings): international property listings by location (UK, UAE, Thailand, Spain, Bali, Egypt, Greece, Cyprus) and by individual development ## Key guides - [QROPS explained](https://www.globalinvestments.net/uk-pensions/qrops) - [International SIPPs](https://www.globalinvestments.net/uk-pensions/sipps) - [Defined-benefit pension transfers](https://www.globalinvestments.net/uk-pensions/db-transfer): UK law requires regulated advice for DB transfers over £30,000 - [QROPS vs SIPP](https://www.globalinvestments.net/qrops-vs-sipp) - [International tax planning](https://www.globalinvestments.net/international-tax-planning-guide) - [Retiring abroad](https://www.globalinvestments.net/retire-abroad-guide) - [Second passport guide](https://www.globalinvestments.net/second-passport-guide) - [Offshore bond vs onshore bond](https://www.globalinvestments.net/offshore-bond-vs-onshore-bond) ## About - [About Global Investments](https://www.globalinvestments.net/about) - [Regulatory information & disclosures](https://www.globalinvestments.net/regulatory) - [Contact](https://www.globalinvestments.net/contact) - [Articles & insights](https://www.globalinvestments.net/articles) - [Glossary](https://www.globalinvestments.net/glossary) - [Full sitemap](https://www.globalinvestments.net/sitemap.xml)