Expatriates seem to be becoming ever more mobile. Bangkok one day, Singapore the next, followed by a week back at Head Office in their home country. It is hard enough keeping track of time zones, never mind personal finances.

Fortunately, many offshore banks have recognized some of the problems that we face and have addressed the needs of expatriates on the move.

Perhaps you have just seen a perfect gift, or are faced with an unexpected business expense, but alas not enough local currency! International Debit Cards, usually carrying the Visa/Master Card symbols are accepted in over 20 million outlets worldwide. Typically these will allow you to spend up to GBP 2,500.-, US$ 4,000.-, or Euro 4,000.- on any single purchase.

If it simply has to be cash again no problem, the same card will allow you to draw local currency from literally millions of VISA/ATM machines.

For the executive on the move, another innovation of great value is Internet Banking. This offers a number of features to assist in managing accounts, including viewing up to date statements and account balances and requesting payments, transfers and withdrawals.

The need to carry cash in different currencies and arranging a variety of traveler's cheques is long gone. Do it the modern way. Offshore Banking.